Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 12
Federal Reserve Bank of: San Francisco

Filings received during the week ending August 24, 2013

Filer

Filing Type

Filing Proposal

End of Comment Period

CBOA FINANCIAL, INC.

* 3A3

CBOA Financial, Inc., Tucson, Arizona, to acquire First Scottsdale Bank, National Association, Scottsdale, Arizona.

Newspaper:	Not available
Federal Register:	08/15/2013

WILSHIRE BANCORP, INC.

* 3A3

Wilshire Bancorp, Inc., Los Angeles, California, to acquire Saehan Bancorp, and thereby indirectly acquire voting shares of Saehan Bank, both of Los Angeles, California.

Newspaper:	Not available
Federal Register:	09/19/2013

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NORTH VALLEY BK, REDDING, CALIFORNIA	808167	07/26/2010	08/06/2013	NI	Int Sm Bank

CRA Examinations scheduled for Forth Quarter of 2013 (October 1, 2013 - December 31, 2013)

Institution	Location
COMMENCEMENT BK	TACOMA, WASHINGTON
PACIFIC CMRC BK	LOS ANGELES, CALIFORNIA
PACIFIC PREMIER BK	IRVINE, CALIFORNIA
SILVERGATE BK	LA JOLLA, CALIFORNIA

* Subject to the provisions of the Community Reinvestment Act

District: 12 Federal Reserve Bank of: San Francisco

Filings received during the week ending August 24, 2013

Availability of CRA Public Evaluations

CRA Examinations scheduled for Forth Quarter of 2013 (October 1, 2013 - December 31, 2013)

District: 12
Federal Reserve Bank of: San Francisco