Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 12
Federal Reserve Bank of: San Francisco

Filings received during the week ending March 1, 2014

Filer

Filing Type

Filing Proposal

End of Comment Period

BAY COMMERCIAL BANK

* 18C
* Branch

Bay Commercial Bank, Walnut Creek, California, to merge with Community Bank of San Joaquin, Stockton, California, and thereby acquire two branch offices.

Newspaper:	03/06/2014
Federal Register:	Not applicable

FARMERS AND MERCHANTS BANK OF LONG BEACH

* Branch

Farmers and Merchants Bank of Long Beach, Long Beach, California, to establish a branch office at 1333 South Pacific Coast Highway and to also establish a Loan Production Office at the same location.

Newspaper:	Not available
Federal Register:	Not applicable

TAIPEI FUBON COMMERCIAL BANK CO., LTD.

FBSEA

Taipei Fubon Commercial Bank Co., Ltd, Taipei, Taiwan, requests to establish a representative office in San Jose, California, pursuant to section 211.24(a)(1) of Regulation K.

Newspaper:	Not available
Federal Register:	Not applicable

U & I FINANCIAL CORP.

CIC

Change in Bank Control Notice on behalf of John Jung Hun Chang, Duck Hee Chang, Wellwish Investments LLC, Ellis Eunrok Chang, all of Garden Grove, California, and Ellen Eunmi Chang, Bellevue, Washington, to retain 18.43 percent of U & I Financial Corp., and thereby indirect control of UniBank, both of Lynnwood, Washington.

Newspaper:	02/25/2014
Federal Register:	02/28/2014

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 12 Federal Reserve Bank of: San Francisco

Filings received during the week ending March 1, 2014

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 12
Federal Reserve Bank of: San Francisco