Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending October 11, 2014

Filer

Filing Type

Filing Proposal

End of Comment Period

ABCT HOLDINGS, INC.

CIC

Notice by Benjy Marc Bauer, Waco, Texas; Elizabeth Theresa Bauer, Waco, Texas; Jacob Kopple Bauer, Waco, Texas; Simone Heyman Bauer, Waco, Texas; Rana Sue Bauer, Austin, Texas; Jacqueline Kalize Bauer, Woodway, Texas; and Eric Kandon Bauer, Dallas, Texas, collectively a group acting in concert, to acquire and control 10 percent or more of ABCT Holdings, Inc., Waco, Texas, and indirectly, Alliance Bank Central Texas, Waco, Texas.

Newspaper:	10/07/2014
Federal Register:	10/10/2014

CATAHOULA HOLDING COMPANY

* 3A3

Catahoula Holding Company, Jonesville, Louisiana, to acquire 100 percent of JBI Financial Corporation, Jena, Louisiana, and indirectly, Bank of Jena, Jena, Louisiana.

Newspaper:	10/10/2014
Federal Register:	09/12/2014

COMERICA BANK

* Branch

Comerica Bank, Dallas, Texas, to establish a branch at 7525 West Thunderbird Road, Peoria, Arizona 85381.

Newspaper:	Not available
Federal Register:	Not applicable

FROST BANK

* Branch

Frost Bank, San Antonio, Texas to establish a branch at 2627 West Jefferson Boulevard, Suite 314, Dallas, Texas 75211.

Newspaper:	Not available
Federal Register:	Not applicable

NORTHSTAR BANK OF TEXAS

* 18C
* Branch

Northstar Bank of Texas, Denton, Texas, proposes to acquire through merger its affiliate Community Bank, Fort Worth, Texas, and to establish the existing 10 locations of Community Bank as branches.

Newspaper:	Not available
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 11 Federal Reserve Bank of: Dallas

Filings received during the week ending October 11, 2014

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 11
Federal Reserve Bank of: Dallas