Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending October 18, 2014

Filer

Filing Type

Filing Proposal

End of Comment Period

CARDINAL BANCORP, INC.

CIC

Notice by Louis Bernard Eckelkamp, Jr., and William Wood Eckelkamp, both of Washington, Missouri, and Susan Ellen Eckelkamp, St. Albans, Missouri, individually; and Robert Marvin Tobben and Judith Ann Tobben, husband and wife, Washington, Missouri, to gain control of Cardinal Bancorp, Inc., Maplewood, Missouri.

Newspaper:	Not available
Federal Register:	11/04/2014

CASS INFORMATION SYSTEMS, INC.

Investment

Cass Information Systems, Inc., Bridgeton, Missouri, to engage in new foreign activities via a to be formed foreign entity that will be named Cass Brasil Servicos De Processamento de Faturas Ltda, pursuant to Section 211.10(a)(10) & (12) of Regulation K.

Newspaper:	Not applicable
Federal Register:	Not applicable

CROSS COUNTY BANK

* Branch

Cross County Bank, Wynne, Arkansas, to establish a branch facility to be located at 2098 Cross County Bank Boulevard, Wynne, Arkansas.

Newspaper:	10/31/2014
Federal Register:	Not applicable

FINANCIAL SERVICES HOLDING CORPORATION

* 3A3

Financial Services Holding Corporation, Henderson, Kentucky, to acquire 100 percent of Ohio Valley Bancorp, Inc., Henderson, Kentucky, and thereby indirectly acquire Ohio Valley Financial Group, Henderson, Kentucky.

Newspaper:	11/18/2014
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
FIRST ST BK OF DEQUEEN, DEQUEEN, ARKANSAS	519146	05/27/2014	10/06/2014	S	Small Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending October 18, 2014

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 8
Federal Reserve Bank of: St. Louis