Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending December 20, 2014

Filer

Filing Type

Filing Proposal

End of Comment Period

AMERICAN BANCORPORATION, INC.

* 3A3

American Bancorporation, Inc., Sapulpa, Oklahoma, to acquire 100 percent of the voting shares of Pawhuska Financial Corp., parent of First National Bank in Pawhuska, both in Pawhuska, Oklahoma.

Newspaper:	01/19/2015
Federal Register:	Not available

AMERICAN HERITAGE BANK

* 18C
* Branch

American Heritage Bank, Sapulpa, Oklahoma, to merge with First National Bank in Pawhuska, Pawhuska, Oklahoma, and incident thereto, to establish two branches.

Newspaper:	01/19/2015
Federal Register:	Not applicable

FIRST FRANKFORT BANCSHARES, INC.

CIC

Notification submitted by the Joseph P. Kennedy and Marybeth Kennedy Trust, and Jay Kennedy, trustee, both of Frankfort, Kansas; Nancy Padden, individually and as trustee of the Nancy C. Padden Trust, and Jon Padden as trustee of the Nancy C. Padden Trust, all of Marysville, Kansas; to retain control of First Frankfort Bancshares, Inc., parent of First National Bank in Frankfort, both in Frankfort, Kansas.

Newspaper:	01/01/2015
Federal Register:	12/26/2014

INTERBANK

* 18C
* Branch

InterBank, Oklahoma City, Oklahoma, to merge with First State Bank, Yukon, Oklahoma, and incident thereto, to establish a branch.

Newspaper:	01/16/2015
Federal Register:	Not applicable

OLNEY BANCSHARES OF TEXAS, INC.

* 3A3

Olney Bancshares of Texas, Inc., Olney, Texas, to acquire 100 percent of the voting shares of Waukomis Bancshares, Inc., Yukon, Oklahoma.

Newspaper:	01/16/2015
Federal Register:	01/12/2015

SOUTHEAST BANCSHARES, INC.

CIC

Notification submitted by The Virgil A. Lair and Mary A. Lair Irrevocable Trust dated August 15, 2013, Chanute, Kansas; Gregory D. Lair, Piqua, Kansas; Casey A. Lair, Neodesha, Kansas; Mark T. Lair, Chanute, Kansas; and Jill A. Aylward, Chanute, Kansas; all individually and as trustees, to retain control of Southeast Bancshares, Inc., parent of Bank of Commerce, both in Chanute, Kansas; Chetopa State Bank & Trust Company, Chetopa, Kansas; and First Neodesha Bank, Neodesha, Kansas.

Newspaper:	Not available
Federal Register:	12/15/2014

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending December 20, 2014

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 10
Federal Reserve Bank of: Kansas City