Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending March 28, 2015

Filer

Filing Type

Filing Proposal

End of Comment Period

CCBS HOLDING LLC

* 3A1

CCBS Holding LLC, Irving, Texas, to become a bank holding company pursuant to Section 3(a)(1) of the Bank Holding Company Act by acquiring up to 77.37 percent of Canyon Bancorporation, Inc., Tucson, Arizona, and thereby indirectly acquiring control of Canyon Community Bank, National Association, Tucson, Arizona.

Newspaper:	Not available
Federal Register:	04/23/2015

HAPPY STATE BANK

* Branch

Happy State Bank, Happy, Texas, to establish a branch at 4411 98th Street, Lubbock, Texas 79424.

Newspaper:	04/04/2015
Federal Register:	Not applicable

HAPPY STATE BANK

* Branch

Happy State Bank, Happy, Texas, to establish a branch at 2525 Ridgmar Boulevard, Fort Worth, Texas 76116.

Newspaper:	04/04/2015
Federal Register:	Not applicable

VERITEX COMMUNITY BANK

* 18C
* Branch

Veritex Community Bank, Dallas, Texas, to merge with Independent Bank of Texas, Irving, Texas, and to establish two branches at 4300 North Belt Line Road, Irving, Texas 75038, and 1518 Legacy Drive, Suite 100, Frisco, Texas 75034.

Newspaper:	Not available
Federal Register:	Not applicable

VERITEX HOLDINGS, INC.

* 3A5

WCM Holdings, Inc., WCM-Parkway, Ltd., and Veritex Holdings, Inc., all of Dallas, Texas, to acquire by merger IBT Bancorp, Inc., Irving, Texas, and indirectly Independent Bank of Texas, Irving, Texas.

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
FIRST CAP BK, QUANAH, TEXAS	919568	10/20/2014	03/23/2015	S	Small Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 11 Federal Reserve Bank of: Dallas

Filings received during the week ending March 28, 2015

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 11
Federal Reserve Bank of: Dallas