Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending May 9, 2015

Filer

Filing Type

Filing Proposal

End of Comment Period

ADAMS BANK & TRUST

* Branch

Adams Bank and Trust, Ogallala, Nebraska, to establish a branch at 519 West Main Street #B, Sterling, Colorado.

Newspaper:	05/22/2015
Federal Register:	Not applicable

CENTENNIAL BANK

* Branch

Centennial Bank, Centennial, Colorado, to establish a branch at 13700 East Arapahoe Road, Centennial, Colorado.

Newspaper:	05/13/2015
Federal Register:	Not applicable

COMMERCE BANCORP, INC.

* 3A3

Commerce Bancorp, Inc., Duncan, Oklahoma, to acquire 100 percent of the voting shares of Anadarko Bank and Trust Company, Anadarko, Oklahoma.

Newspaper:	Not available
Federal Register:	Not available

LIBERTY BANCORP, INC.

* 3A1

Liberty Bancorp, Inc., to become a bank holding company upon the conversion of BankLiberty, both in Liberty, Missouri, to a commercial bank.

Newspaper:	Not available
Federal Register:	Not available

UNIBANC CORP.

4c8
* 3A3

UniBanc Corp., Maywood, Nebraska, to acquire 100 percent of the voting shares of Bank of Stapleton, Stapleton, Nebraska. UniBanc Corp., Maywood, Nebraska, to acquire substantially all of the nonbank assets of Stapleton Investment Company, Stapleton, NE, and thereby engage in general insurance activities in a town with a population of less than 5,000.

Newspaper:	06/02/2015
Federal Register:	06/01/2015

WELLS BANCSHARES, INC.

* 3A5
* 3A3

Wells Bancshares, Inc., Platte City, Missouri, to retain up to 20 percent of the voting shares of Bedison Bancshares, Inc., Platte City, Missouri, parent of Bank CBO, Oregon, Missouri. Wells Bancshares, Inc., Platte City, Missouri, to acquire 100 percent of the voting shares of Bedison Bancshares, Inc., Platte City, Missouri, parent of Bank CBO, Oregon, Missouri. Bedison Bancshares, Inc. will merge with and into Wells Bancshares, Inc.

Newspaper:	06/06/2015
Federal Register:	06/05/2015

WEST POINT BANCORP, INC.

CIC

Notice by R. Dean Phillips, Las Vegas, Nevada, to acquire control of West Point Bancorp, Inc., parent of F & M Bank, both in West Point, Nebraska; and Town & Country Bank, Las Vegas, Nevada.

Newspaper:	05/29/2015
Federal Register:	05/11/2015

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending May 9, 2015

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 10
Federal Reserve Bank of: Kansas City