Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 12
Federal Reserve Bank of: San Francisco

Filings received during the week ending August 22, 2015

Filer

Filing Type

Filing Proposal

End of Comment Period

BANNER CORPORATION

* 3A3

Banner Corporation and Banner Merger Sub, LLC, both of Walla Walla, Washington, to acquire 100 percent of the voting shares of Starbuck Bancshares, Inc., Seattle, Washington, and thereby indirectly acquire American West Bank, Spokane, Washington.

Newspaper:	Not available
Federal Register:	03/02/2015

COASTAL FINANCIAL CORPORATION

* 18C
* Branch
* 3A3

Coastal Financial Corporation, Everett, Washington, to acquire Prime Pacific Financial Services, Inc., and thereby indirectly acquire its subsidiary bank, Prime Pacific Bank, National Association, both of Lynnwood, Washington.

Newspaper:	Not available
Federal Register:	08/24/2015

Elements Merger Sub, LLC

* 3A1

Elements Mergers Sub, LLC, Walla Walla, Washington, to become a bank holding company by acquiring 100 percent of AmericanWest Bank, Spokane, Washington.

Newspaper:	Not available
Federal Register:	Not available

GOLDEN STATE BANCORP

* 3A1

Golden State Bancorp to become a bank holding company by acquiring 100% of Golden State Bank, both of Upland, California.

Newspaper:	Not available
Federal Register:	Not available

NHB HOLDINGS, INC.

CIC

Brink Investments, Christina Ann Fink, Orlando, Florida, Robert Thomas Fink, Fayetteville, Arkansas, and Timothy Russell Brose, St. Petersburg, Florida, for approval to retain over 10 percent of the voting shares of NHB Holdings, Inc., which owns Proficio Bank, both of Cottonwood Heights, Utah.

Newspaper:	07/15/2014
Federal Register:	Not available

PBB BANCORP

* 3A3

PBB Bancorp, Los Angeles, California, to indirectly acquire First Mountain Bank, Big Bear Lake, California, via merger of First Mountain Bank directly with and into Premier Business Bank, Los Angeles, California.

Newspaper:	08/05/2015
Federal Register:	09/04/2015

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
PACIFIC MERC BK, COSTA MESA, CALIFORNIA	2717012	02/09/2015	08/19/2015	S	Int Sm Bank

CRA Examinations scheduled for Forth Quarter of 2015 (October 1, 2015 - December 31, 2015)

Institution	Location
WESTERN ALLI BK	PHOENIX, ARIZONA

* Subject to the provisions of the Community Reinvestment Act

District: 12 Federal Reserve Bank of: San Francisco

Filings received during the week ending August 22, 2015

Availability of CRA Public Evaluations

CRA Examinations scheduled for Forth Quarter of 2015 (October 1, 2015 - December 31, 2015)

District: 12
Federal Reserve Bank of: San Francisco