Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending November 21, 2015

Filer Filing Type Filing Proposal End of Comment Period
CORNERSTONE ALLIANCE, LTD. CIC Notice submitted by Howard Errol Snyder, Arlee, Montana, to acquire control of Cornerstone Alliance, Ltd., parent of CornerBank, both in Winfield, Kansas.
Newspaper: 11/17/2015
Federal Register: 11/16/2015
DONIPHAN BANCSHARES, INC. CIC Notification submitted by Steven L. Anderson and L.F. Anderson, both of Hastings, Nebraska, and Linda K. Anderson, Rochester, Minnesota, to acquire control of Doniphan Bancshares, Inc., Doniphan, Nebraska, parent of the Bank of Doniphan, Doniphan, Nebraska.
Newspaper: 10/28/2015
Federal Register: 10/28/2015
DONIPHAN BANCSHARES, INC. CIC Notification submitted by Kenneth S. Turner and Steven R. Turner, both of Trumbull, Nebraska, and Dennis E. Turner, Hastings, Nebraska, to acquire control of Doniphan Bancshares, Inc., Doniphan, Nebraska, parent of the Bank of Doniphan, Doniphan, Nebraska.
Newspaper: 11/18/2015
Federal Register: 10/28/2015
FIRST MIDWEST ACQUISITION CORPORATION CIC William H. Croak and his spouse Sherri L. Croak, John R. Croak and his spouse Heather M. Croak, and Shelly Croak Yocham and her spouse Tobin N. Yocham, all of Oklahoma City, Oklahoma, either individually and/or as Co-Trustees of the Croak Family Holdings Trust under agreement dated effective July 1, 2015, of Midwest City, Oklahoma, and the John R. and Heather M. Croak Family Trust dated June 30, 2005, the William H. and Sherri L. Croak Family Trust dated June 30, 2005, and the Tobin N. & Shelly Croak Yocham Family Trust dated October 1, 2015, all of Oklahoma City, Oklahoma, and said individuals as members of the Croak family control group acting in concert, to acquire control of First Midwest Acquisition Corporation, Midwest City, Oklahoma, parent company of FNB Community Bank, Midwest City, Oklahoma and FinancePoint, Inc. of Del City, Oklahoma.
Newspaper: Not available
Federal Register: 12/11/2015
FIRST NATIONAL BANCSHARES CORPORATION OF FREDONIA CIC Notification submitted by the Franklin D. Gaines Wife's Trust and Beverly J. Tipton, individually and as trustee, both of Fredonia, Kansas; and Betheny L. Winkler, Santa Fe, New Mexico, and Michael D. Jeffers, Fredonia, Kansas, as trustees; to acquire control of First National Bancshares Corporation of Fredonia, parent of First National Bank in Fredonia, both of Fredonia, Kansas.
Newspaper: 11/13/2015
Federal Register: 11/09/2015
FIRSTBANK * Branch FirstBank, Lakewood, Colorado, to establish a branch at 3594 Logan Street, Englewood, Colorado.
Newspaper: 11/28/2015
Federal Register: Not applicable
HAVILAND BANCSHARES, INC. EMPLOYEE STOCK OWNERSHIP PLAN 4c8
* 3A1
Haviland Bancshares, Inc. Employee Stock Ownership Plan, Greensburg, Kansas, to become a bank holding company through the acquisition of an additional 4.4 percent (for a total of up to 28.0 percent) of the voting shares of Haviland Bancshares, Inc., parent of The Haviland State Bank, both in Haviland, Kansas; and thereby, engage indirectly in general insurance activities.
Newspaper: 12/07/2015
Federal Register: 12/04/2015
HERITAGE BANCSHARES, INC. CIC Notification submitted by the James A. Klausman Heritage Bancshares Stock Trust and James Albert Klausman, Topeka, Kansas, as Trustee, to retain control of Heritage Bancshares Inc., Topeka, Kansas, parent of Heritage Bank, Topeka, Kansas.
Newspaper: Not available
Federal Register: 12/08/2015
HERITAGE BANCSHARES, INC. CIC Notification submitted by the Floyd C. Eaton, Jr. Heritage Bancshares Stock Trust and Floyd Charles Eaton Jr., Auburn, Kansas, as Trustee, to retain control of Heritage Bancshares Inc., Topeka, Kansas, parent of Heritage Bank, Topeka, Kansas.
Newspaper: Not available
Federal Register: 12/08/2015
WHITCORP FINANCIAL COMPANY CIC Notification submitted by Jennifer Whitham-Jensik, Fredonia, Kansas, as trustee of the Tyler F. Whitham Irrevocable Trust and the Jessica P. Frampton Irrevocable Trust, both of Garden City, Kansas (collectively, the Trusts), to individually increase her control of Whitcorp Financial Company, Leoti, Kansas, parent of Western State Bank, Garden City, Kansas, and Frontier Bank, Lamar, Colorado, to greater than 25 percent. Additionally, notification submitted by Jessica P. Frampton, as trustee of the Jessica P. Frampton Irrevocable Trust, and the Trusts, to acquire shares and become members of the Whitham Control Group, which is a group that acting in concert that controls 25 percent or more of Whitcorp Financial Company.
Newspaper: Not available
Federal Register: 12/07/2015


Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.
 
Institution / Location
RSSD
ID
 
Exam Date
CRA
Public Date
CRA
Rating
Exam Method
BANK OF CHEROKEE CTY, HULBERT, OKLAHOMA 815754 06/22/2015 11/05/2015 S Small Bank
FIRST ST BK, NESS CITY, KANSAS 275657 08/10/2015 11/06/2015 S Small Bank


CRA Examinations scheduled for First Quarter of 2016 (January 1, 2016 - March 31, 2016)

Institution Location
ALLNATIONS BK CALUMET, OKLAHOMA
BANK OF HOLYROOD HOLYROOD, KANSAS
BANK OF WESTERN OK ELK CITY, OKLAHOMA
BANK SNB NA STILLWATER, OKLAHOMA
FIRST B&TC OF FULLERTON FULLERTON, NEBRASKA
FIRST ST B&TC LARNED, KANSAS
FIRSTBANK LAKEWOOD, COLORADO
GARDNER BK GARDNER, KANSAS
KAW VALLEY ST B&TC WAMEGO, KANSAS
LAWSON BK LAWSON, MISSOURI
ST MARYS ST BK SAINT MARYS, KANSAS
STANTON ST BK STANTON, NEBRASKA

* Subject to the provisions of the Community Reinvestment Act

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco