Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending November 28, 2015

Filer

Filing Type

Filing Proposal

End of Comment Period

BRISCOE RANCH, INC.

CIC

Retroactive Notice by Dolph Briscoe, III, Carrizo Springs, Texas, individually and as trustee of the Dolph Briscoe, III Child's Disclaimer Trust, Dolph Briscoe IV Trust and James Leigh Briscoe Trust; Janey B. Marmion, Uvalde, Texas, individually and as trustee of the Janey B. Marmion Revocable Trust and the Janey B. Marmion Child's Trust No. 2; Cele B. Carpenter, Dallas, Texas, individually and as trustee of the Cele B. Carpenter Child's Disclaimer Trust and Cele B. Carpenter 2008 Trust; John W. Carpenter, III, Dallas, Texas, trustee of the Benjamin H. Carpenter 2012 Legacy Trust, Austin W. Carpenter 2012 Legacy Trust and Bonner B. Carpenter 2012 Legacy Trust; Dolph Briscoe, IV, Austin, Texas; James Leigh Briscoe, Uvalde, Texas; Benjamin H. Carpenter, II, Dallas, Texas; Austin W. Carpenter, Dallas, Texas; and Bonner B. Carpenter, Dallas, Texas; collectively acting as a group in concert, to retain and control 25 percent or more of Briscoe Ranch, Inc., Uvalde, Texas, and indirectly First State Bank of Uvalde, Uvalde, Texas and Security State Bank, Pearsall, Texas.

Newspaper:	Not available
Federal Register:	12/14/2015

FROST BANK

* Branch

Notice by Frost Bank, San Antonio, Texas, to establish a branch at 314 South WW White Road, San Antonio, Texas 78219.

Newspaper:	Not available
Federal Register:	Not applicable

FROST BANK

* Branch

Notice by Frost Bank, San Antonio, Texas, to establish a branch at 2421 East 7th Street, Austin, Texas 78702.

Newspaper:	Not available
Federal Register:	Not applicable

NORMANGEE BANCSHARES, INC.

* 3A1

Application by Normangee Bancshares, Inc., Normangee, Texas, to become a bank holding company by acquiring 100 percent of Normangee State Bank, Normangee, Texas.

Newspaper:	Not available
Federal Register:	11/27/2015

RED RIVER BANCORP, INC.

CIC

Retroactive notice for The Morris Family Trust, Frank E. Morris and Janet G. Morris, Gainesville, Texas, as Trustees, to retain and control greater than 10 percent of Red River Bancorp, Inc., and indirectly, First State Bank, both of Gainesville, Texas, and to join the Morris Family Group, a group acting in concert approved on October 20, 2015 under Section 3 of the Bank Holding Company Act.

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 11 Federal Reserve Bank of: Dallas

Filings received during the week ending November 28, 2015

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 11
Federal Reserve Bank of: Dallas