Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending December 5, 2015

Filer

Filing Type

Filing Proposal

End of Comment Period

HERITAGE BANCSHARES, INC.

CIC

Notification submitted by the James A. Klausman Heritage Bancshares Stock Trust and James Albert Klausman, Topeka, Kansas, as Trustee, to retain control of Heritage Bancshares Inc., Topeka, Kansas, parent of Heritage Bank, Topeka, Kansas.

Newspaper:	12/13/2015
Federal Register:	12/08/2015

HERITAGE BANCSHARES, INC.

CIC

Notification submitted by the Floyd C. Eaton, Jr. Heritage Bancshares Stock Trust and Floyd Charles Eaton Jr., Auburn, Kansas, as Trustee, to retain control of Heritage Bancshares Inc., Topeka, Kansas, parent of Heritage Bank, Topeka, Kansas.

Newspaper:	12/13/2015
Federal Register:	12/08/2015

STOCKMENS FINANCIAL CORPORATION

4c8

Stockmens Financial Corporation, Rapid City, South Dakota, to acquire 22 percent of First Lawyers Trust Company, Rapid City, South Dakota, and to continue to engage in trust activities. In relation to this transaction, Stockmens Limited Partnership, Rapid City, South Dakota, parent company of Stockmens Financial Corporation, to engage indirectly in trust activities through this acquisition of 22 percent of First Lawyers Trust Company, Rapid City, South Dakota.

Newspaper:	Not applicable
Federal Register:	12/15/2015

WHITCORP FINANCIAL COMPANY

CIC

Notification submitted by Jennifer Whitham-Jensik, Fredonia, Kansas, as trustee of the Tyler F. Whitham Irrevocable Trust and the Jessica P. Frampton Irrevocable Trust, both of Garden City, Kansas (collectively, the Trusts), to individually increase her control of Whitcorp Financial Company, Leoti, Kansas, parent of Western State Bank, Garden City, Kansas, and Frontier Bank, Lamar, Colorado, to greater than 25 percent. Additionally, notification submitted by Jessica P. Frampton, as trustee of the Jessica P. Frampton Irrevocable Trust, and the Trusts, to acquire shares and become members of the Whitham Control Group, which is a group that acting in concert that controls 25 percent or more of Whitcorp Financial Company.

Newspaper:	Not available
Federal Register:	12/07/2015

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending December 5, 2015

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 10
Federal Reserve Bank of: Kansas City