Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending December 19, 2015

Filer

Filing Type

Filing Proposal

End of Comment Period

CAPITAL BANCSHARES, INC.

CIC

Notification submitted by Allen D. Powell Bank Share Trust, and Allen Powell, as trustee, Linneus, Missouri, to acquire control of Capital Bancshares, Inc., Brookfield, Missouri, parent of Bank of Brookfield-Purdin, N.A., Brookfield, Missouri.

Newspaper:	Not available
Federal Register:	01/04/2016

CAPITAL BANCSHARES, INC.

CIC

Notification submitted by Janet McCauslin, Chillicothe, Missouri, and John Littrell, Brookfield, Misouri, as a group acting in concert, to acquire control of Capital Bancshares, Inc., Brookfield, Missouri, parent of Bank of Brookfield-Purdin, N.A., Brookfield, Missouri.

Newspaper:	Not available
Federal Register:	01/04/2016

CSBO HOLDINGS, INC. ESOP

* 3A1

CSBO Holdings, Inc., Employee Stock Ownership Plan, Ridgway, Colorado, to become a bank holding company through the acquisition of 51 percent of the voting shares of CSBO Holdings, Inc., Ridgway, Colorado, and thereby indirectly acquire Citizens State Bank of Ouray, Ouray, Colorado.

Newspaper:	Not available
Federal Register:	01/14/2016

NBH BANK, NATIONAL ASSOCIATION

Member

NBH Bank, National Association, Kansas City, Missouri, (to be known as NBH Bank, Greenwood, Colorado), to retain its membership in the Federal Reserve System following its conversion from a national to a state charter.

Newspaper:	Not applicable
Federal Register:	Not applicable

WHITCORP FINANCIAL COMPANY

CIC

Notification submitted by Jennifer Whitham-Jensik, Fredonia, Kansas, as trustee of the Tyler F. Whitham Irrevocable Trust and the Jessica P. Frampton Irrevocable Trust, both of Garden City, Kansas (collectively, the Trusts), to individually increase her control of Whitcorp Financial Company, Leoti, Kansas, parent of Western State Bank, Garden City, Kansas, and Frontier Bank, Lamar, Colorado, to greater than 25 percent. Additionally, notification submitted by Jessica P. Frampton, as trustee of the Jessica P. Frampton Irrevocable Trust, and the Trusts, to acquire shares and become members of the Whitham Control Group, which is a group that acting in concert that controls 25 percent or more of Whitcorp Financial Company.

Newspaper:	Not available
Federal Register:	12/07/2015

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending December 19, 2015

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 10
Federal Reserve Bank of: Kansas City