Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 4
Federal Reserve Bank of: Cleveland

Filings received during the week ending December 26, 2015

Filer

Filing Type

Filing Proposal

End of Comment Period

COMMUNITY FIRST BANCORP, INC.

CIC

Notice of Change in Bank Control filed by Henry H. Deible, individually, and by the Deible Family, as a group, consisting of Henry H. Deible, Northern Horizons, LLC, Mary M. Deible, Henry H. Deible II, Eugene E. Deible III, Patricia E. Beach, Donald Beach, Timothy Beach, Christopher Beach, Mildred O'Bryon, James E. O'Bryon, Lynne E. Cebulskie and William P. Cebulskie to retain 10% or more of the outstanding shares of Community First Bancorp, Inc., Reynoldsville, PA, thereby indirectly controlling Community First Bank, Reynoldsville, PA.

Newspaper:	Not available
Federal Register:	Not available

FIFTH THIRD BANK

* Branch

Application by Fifth Third Bank, Cincinnati, OH to establish a temporary branch at the Octagon Ace Group Classic, 11330 Twin Eagles Boulevard, Naples, FL to operate between 02/8/2016 and 02/14/2016.

Newspaper:	01/05/2016
Federal Register:	Not applicable

HEARTLAND BANCCORP

CIC

Notice of Change in Bank Control filed by the McComb Family, as a group, consisting of Gregory Scott McComb, Camilla Lorraine McComb, and Debra L. McComb, to retain 10% or more of the outstanding voting shares of Heartland BancCorp, Gahanna, OH, thereby indirectly controlling Heartland Bank, Gahanna, OH

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 4 Federal Reserve Bank of: Cleveland

Filings received during the week ending December 26, 2015

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 4
Federal Reserve Bank of: Cleveland