Actions under delegated authority

Elmira Savings Bank, Elmira, New York -- to establish a branch at 602 West State Street, Ithaca.
-Approved, January 20, 2016

Essex Bank, Richmond, Virginia -- to establish a branch at 10509 Judicial Drive, Fairfax.
-Approved, January 20, 2016

Fifth Third Bank, Cincinnati, Ohio -- to establish a temporary branch at 11330 Twin Eagles Boulevard, Naples, Florida.
-Approved, January 19, 2016

South Shore Bank, South Weymouth, Massachusetts -- to establish a branch at 680 Hancock Street, Quincy.
-Approved, January 20, 2016

Bank Forward Employee Stock Ownership Plan and Trust, Fargo, North Dakota -- to retroactively become a bank holding company by retaining shares of Security State Bank Holding Company, Fargo, and thereby indirectly retain control of Bank Forward, Hannaford; and retroactive filing by Security State Bank Holding Company and indirectly Bank Forward Employee Stock Ownership Plan and Trust to engage in extending credit and servicing loans.
-Approved, January 19, 2016

CapStar Financial Holdings, Inc., Nashville, Tennessee -- to become a bank holding company by acquiring CapStar Bank, Nashville.
-Approved, January 21, 2016

CSBO Holdings, Inc. ESOP, Ridgway, Colorado -- to become a bank holding company by acquiring shares of CSBO Holdings, Inc., Ridgway, and thereby indirectly acquire Citizens State Bank of Ouray, Ouray.
-Approved, January 20, 2016

CSBO Holdings, Inc., Ridgway, Colorado -- to become a bank holding company by acquiring Citizens State Bank of Ouray, Ouray.
-Approved, January 20, 2016

Pentucket Bank Holdings, MHC, Haverhill, Massachusetts, and Pentucket Bancorp, Inc. -- to become a mutual holding company and a stock bank holding company, respectively, by acquiring Pentucket Bank, Haverhill.
-Approved, January 22, 2016

RBB Bancorp, Los Angeles, California -- to merge with TFC Holding Company, Alhambra, and thereby indirectly acquire Tomato Bank.
-Approved, January 21, 2016

Clear Mountain Bank, Bruceton Mills, West Virginia -- request to exceed the limit on investment in bank premises.
-Approved, January 20, 2016

Cornerstone Financial Corporation, Mount Laurel, New Jersey -- change in bank control of Cornerstone Financial Corporation and its subsidiary, Cornerstone Bank, Mt. Laurel.
-Permitted, January 21, 2016

First Financial Corporation, Arthur, North Dakota -- to retain control of First Financial Corporation and its subsidiary, First State Bank of North Dakota, Arthur.
-Permitted, January 22, 2016

Northwest Bancorporation of Illinois, Inc., Palatine, Illinois -- change in bank control of Northwest Bancorporation of Illinois, Inc., and its subsidiary, First Bank and Trust Company of Illinois, Palatine.
-Withdrawn, January 20, 2016

Red River Bancorp, Inc., Gainesville, Texas -- to retain control of Red River Bancorp, Inc., and its subsidiary, First State Bank, Gainesville.
-Permitted, January 22, 2016

Mid Illinois Bancorp, Inc. Employee Stock Ownership Plan, Peoria, Illinois -- extension to April 29, 2016, to become a bank holding company by acquiring shares of Mid Illinois Bancorp, Inc., Peoria, and thereby acquire control of South Side Trust and Savings Bank; and to engage in extending credit and servicing loans.
-Granted, January 22, 2016

New York Community Bancorp, Inc., Westbury, New York -- extension to February 16, 2016, of the comment period on the application to acquire Astoria Financial Corporation, Lake Success, and thereby acquire control of Astoria Bank, a savings and loan association, Long Island City.
-Granted, January 21, 2016