Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

District: 7
Federal Reserve Bank of: Chicago

Filings received during the week ending February 6, 2016

Filer Filing Type Filing Proposal End of Comment Period
COMMUNITY SHORES BANK CORPORATION CIC Robert L. Chandonnet, individually, of Muskegon, Michigan, to acquire ten percent or more of the outstanding voting stock and thereby control Community Shores Bank Corporation and indirectly control Community Shores Bank both of Muskegon, Michigan.
Newspaper: Not available
Federal Register: Not available
COUNTY BANCORP, INC. * 3A5 County Bancorp, Inc., Manitowoc, Wisconsin, to acquire Fox River Valley Bancorp, Inc., Appleton, Wisconsin, and thereby indirectly acquire The Business Bank, Appleton, Wisconsin.
Newspaper: Not available
Federal Register: Not available
EASTERN MICHIGAN FINANCIAL CORPORATION * 3A5
* 18C 		Eastern Michigan Financial Corporation, Croswell, Michigan, to merge with Ruth Bank Corporation, Ruth, Michigan and thereby acquire control of Ruth State Bank, Ruth, Michigan.
Newspaper: Not available
Federal Register: Not available
EASTERN MICHIGAN FINANCIAL CORPORATION * 3A5
* 18C 		Notice by Eastern Michigan Financial Corporation, Croswell, Michigan, to merge with Ruth Bank Corporation, Ruth, Michigan, and thereby indirectly acquire Ruth State Bank, Ruth, Michigan. Simultaneously with the holding company merger, Eastern Michigan Financial Corporation?s subsidiary bank, Eastern Michigan Bank, Croswell, Michigan, intends to merge with Ruth State Bank, Ruth, Michigan. As a result of the merger, Eastern Michigan Bank, Croswell, Michigan will establish a branch facility at the following location(s): 7004 Atwater Road, Ruth, Michigan.
Newspaper: 02/15/2016
Federal Register: 01/13/2016
LEVEL ONE BANCORP, INC. * 3A3 Level One Bancorp, Inc., Farmington Hills, Michigan, to acquire Bank of Michigan, Farmington Hills, Michigan.
Newspaper: Not available
Federal Register: Not available
MAINSOURCE FINANCIAL GROUP, INC. * 4c8 MainSource Financial Group, Inc., Greensburg, Indiana, to merge with Cheviot Financial Corp., Cheviot, Ohio, a savings and loan holding company and thereby indirectly acquire control of Cheviot Savings Bank, Cheviot, Ohio, a chartered savings and loan association.
Newspaper: Not available
Federal Register: 02/29/2016
MB FINANCIAL, INC. * 3A5 MB Financial, Inc., Chicago, Illinois, to merge with American Chartered Bancorp, Inc., Schaumburg, Illinois and thereby indirectly acquire control of American Chartered Bank, Schaumburg, Illinois.
Newspaper: Not available
Federal Register: 02/29/2016
OAK PARK RIVER FOREST BANKSHARES, INC. CIC Walter F. Healy, Oak Park, Illinois, to acquire 15.5 percent of Oak Park River Forest Bankshares, Inc., Oak Park, Illinois and thereby indirectly acquire Community Bank Oak Park River Forest, Oak Park, Illinois.
Newspaper: 01/06/2016
Federal Register: Not available
WINTRUST FINANCIAL CORPORATION * 3A5
* 18C
* Branch 		Wintrust Financial Corporation, Rosemont, Illinois, to acquire via merger Generations Bancorp, Inc. and thereby indirectly acquire Foundations Bank, both of Pewaukee, Wisconsin. In addition, Town Bank, Hartland, Wisconsin, to merge with Foundations Bank. As a result of the merger, Town Bank to establish a branch office at N35 W23877 Highfield Court, Pewaukee, Wisconsin.
Newspaper: Not available
Federal Register: 03/04/2016


Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.
 
Institution / Location		 RSSD
ID		  
Exam Date		 CRA
Public Date		 CRA
Rating		 Exam Method
NONE


CRA Examinations scheduled for     Quarter of

Institution Location
NONE

* Subject to the provisions of the Community Reinvestment Act

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

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Last update: February 11, 2016