Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending June 11, 2016

Filer

Filing Type

Filing Proposal

End of Comment Period

BEAR STATE BANK, NATIONAL ASSOCIATION

Member

Bear State Bank, National Association, Little Rock, Arkansas, to become a member of the Federal Reserve System.

Newspaper:	Not applicable
Federal Register:	Not applicable

CITIZENS BANK & TRUST COMPANY

* Branch

Citizens Bank & Trust Company, Van Buren, Arkansas, to establish a branch facility to be located at 8828 Highway 59 North, Cedarville, Arkansas.

Newspaper:	06/24/2016
Federal Register:	Not applicable

SAINTS AVENUE BANCSHARES, INC.

* 3A1

Saints Avenue Bancshares, Inc., St. Charles, Missouri, to become a bank holding company by acquiring 43.90 percent of New London Bancshares, Inc., New London, Missouri, and thereby indirectly acquire RCSBank, New London, Missouri.

Newspaper:	07/08/2016
Federal Register:	07/08/2016

SIMMONS FIRST NATIONAL CORPORATION

* 3A3

Simmons First National Corporation, Pine Bluff, Arkansas, to acquire 100 percent of Citizens National Bank, Athens, Tennessee.

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending June 11, 2016

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 8
Federal Reserve Bank of: St. Louis