Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 4
Federal Reserve Bank of: Cleveland

Filings received during the week ending December 3, 2016

Filer

Filing Type

Filing Proposal

End of Comment Period

CITIZENS COMMERCE BANCSHARES, INC.

CIC

Notice of Change in Bank Control filed by the Versailles Capital Group ("VCG"), consisting of Jeffrey D. Ball, Amber K. Ball, Raymond S, Haga, Amy S, Haga, David R, Brown, David A, Brown, Leah R. Brown, Timothy J. Cambron and his Irrevocable Trust and Revocable Living Trust 2, Anna M. Cambron and her Irrevocable Trust and Revocable Living Trust 2, Carly A. Cambron, Lauren M. Cambron, Seth J. Cambron, Ruggles Sign Company, Conny D. Goodin, Cheryl J. Goodin, John L. Goodin, Allyson J. Goodin, Trent L. Goodin, Carol A. Goodin, Jack A. Kain, Denis G. King, Myra D. King, Brian J. King, David T. Meyers, Michelle S. Oxley, Marion K. Reed, Brenda A. Reed, William R. Shanks, Margaret W. Shanks, Elizabeth A. Blevins, Willard M. Wickstrom, Barry S. Settles, Brian S. Settles, Lindsay Settles, Frank E. Stark, and Marsha S. Stark, to gain control of 25% or more of the outstanding shares of Citizens Commerce Bancshares, Inc., Versailles, KY, thereby indirectly controlling Citizens Commerce National Bank, Versailles, KY.

Newspaper:	Not available
Federal Register:	12/19/2016

HEARTLAND BANK

Premises

Request by Heartland Bank, Gahanna, OH for permission to exceed its limit of investment in premises as detailed in Section 208.21 of Regulation H and Section 24A of the Federal Reserve Act.

Newspaper:	Not applicable
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NORTH VALLEY BK, ZANESVILLE, OHIO	783910	08/01/2016	11/17/2016	S	Small Bank
PEOPLES B&TC OF MADISON CTY, BEREA, KENTUCKY	746513	02/01/2016	11/17/2016	S	Int Sm Bank
WHITAKER BK, LEXINGTON, KENTUCKY	1445943	10/19/2015	11/17/2016	S	Large Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 4 Federal Reserve Bank of: Cleveland

Filings received during the week ending December 3, 2016

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 4
Federal Reserve Bank of: Cleveland