Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 7
Federal Reserve Bank of: Chicago

Filings received during the week ending May 20, 2017

Filer

Filing Type

Filing Proposal

End of Comment Period

FARMERS AND MECHANICS BANK, THE

* Branch

The Farmers and Mechanics Bank, Galesburg, Illinois, to establish a Branch at the corner of Knox Square Drive and Veterans Drive, Galesburg, Illinois.

Newspaper:	05/27/2017
Federal Register:	Not applicable

MERCHANTS BANCORP

* 3A3

Merchants Bancorp, Carmel, Indiana, to acquire 100 percent of the outstanding shares of Joy State Bank, Joy, Illinois.

Newspaper:	Not available
Federal Register:	06/20/2017

OWEN FINANCIAL CORPORATION

CIC

Michael S. McCracken, Spencer, Indiana, to acquire 10 percent or more of the voting shares of Owen Financial Corporation, and thereby indirectly acquire control of Owen County State Bank, both of Spencer, Indiana.

Newspaper:	Not available
Federal Register:	06/12/2017

WINTRUST BANK

* Branch

Wintrust Bank, Chicago, Illinois, to establish a branch at 2250 N. Sheffield Avenue, Chicago, Illinois and 333 S. State Street, Chicago, Illinois.

Newspaper:	Not available
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Third Quarter of 2017 (July 1, 2017 - September 30, 2017) and Fourth Quarter of 2017 (October 1, 2017 - December 31, 2017)

Institution	Location	Quarter
BANK IA	WEST DES MOINES, IOWA	Third Quarter of 2017
CHEMICAL BK	MIDLAND, MICHIGAN	Third Quarter of 2017
FIRST FARMERS B&T	CONVERSE, INDIANA	Third Quarter of 2017
GRUNDY BK	MORRIS, ILLINOIS	Third Quarter of 2017
LOGAN ST BK	LOGAN, IOWA	Third Quarter of 2017
NORTHBROOK B&TC	NORTHBROOK, ILLINOIS	Third Quarter of 2017
ROCKFORD B&TC	ROCKFORD, ILLINOIS	Third Quarter of 2017
STATE BK	NEW HAMPTON, IOWA	Third Quarter of 2017
FIRST B&T	EVANSTON, ILLINOIS	Fourth Quarter of 2017
FIRST CMNTY BK	HARBOR SPRINGS, MICHIGAN	Fourth Quarter of 2017
FIRST HERITAGE BK	SHENANDOAH, IOWA	Fourth Quarter of 2017
HARTSBURG ST BK	HARTSBURG, ILLINOIS	Fourth Quarter of 2017
HINSDALE B&TC	HINSDALE, ILLINOIS	Fourth Quarter of 2017
IOWA ST BK	HULL, IOWA	Fourth Quarter of 2017
ISABELLA BK	MOUNT PLEASANT, MICHIGAN	Fourth Quarter of 2017
LAKE CITY BK	WARSAW, INDIANA	Fourth Quarter of 2017
ROLLING HILLS B&T	ATLANTIC, IOWA	Fourth Quarter of 2017

* Subject to the provisions of the Community Reinvestment Act

District: 7 Federal Reserve Bank of: Chicago

Filings received during the week ending May 20, 2017

Availability of CRA Public Evaluations

CRA Examinations scheduled for Third Quarter of 2017 (July 1, 2017 - September 30, 2017) and Fourth Quarter of 2017 (October 1, 2017 - December 31, 2017)

District: 7
Federal Reserve Bank of: Chicago