Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending July 1, 2017

Filer

Filing Type

Filing Proposal

End of Comment Period

CHARTER FINANCIAL CORPORATION

* SLHC Formation
* 4c8
* 3A1

Charter Financial Corporation, West Point, Georgia, a savings and loan holding company, to become a bank holding company for a moment in time by merging with Resurgens Bancorp, and thereby acquiring its subsidiary bank, Resurgens Bank, both of Tucker, Georgia. In connection, Charter Financial will retain ownership of its savings association subsidiary, CharterBank, West Point, Georgia, for the moment in time that it is a bank holding company and thereby engage in operating a savings association. Finally, Charter Financial will revert to savings and loan holding company status after the merger of Resurgens Bank with and into CharterBank.

Newspaper:	07/17/2017
Federal Register:	07/28/2017

EAST ALABAMA FINANCIAL GROUP, INC.

CIC

After-the-fact change in control notice filed by Angela G. Davis and Darcilla D. Richardson to retain voting shares of East Alabama Financial Group, Inc., Wedowee, Alabama, and to join the previously approved Davis Family control group.

Newspaper:	Not available
Federal Register:	Not available

FRANKLIN SYNERGY BANK

* Branch

Franklin Synergy Bank, Franklin, Tennessee, to establish a branch located at 1605 Medical Center Parkway, Murfreesboro, Tennessee.

Newspaper:	Not available
Federal Register:	Not applicable

OCEAN BANKSHARES, INC.

CIC

After-the-fact notification filed by: 1) A. Alfonso Macedo, Adriana Macedo Moncayo, Olga E. Macedo, and Sandra Macedo Moncayo (the Macedo Family); 2) Javier Macedo Rodriguez, Belkis Macedo de Graterol, Candida Isabel Macedo Rodriguez, and Nelly Macedo Rodriguez (the Rodriguez Family); and 3) Ernesto de Abreu Gonzalez, Carmen Elena de Abreu, Mercedes Coromoto de Abreu Gonzalez, and Jose Alberto de Abreu Gonzalez (the Gonzalez Family) and the Macedo, Rodriguez, and Gonzalez Families' multiple related companies, partnerships, trusts, and trustees to maintain control of Ocean Bankshares, Inc. (Bankshares) and its subsidiary, Ocean Bank (Bank), both of Miami, Florida, pursuant to the Change in Bank Control Act of 1978.

Newspaper:	08/27/2015
Federal Register:	Not available

SEACOAST BANKING CORPORATION OF FLORIDA

* 3A5

Seacoast Banking Corporation of Florida, Stuart, Florida, to merge with NorthStar Banking Corporation, and thereby directly acquire NorthStar Bank, both of Tampa, Florida.

Newspaper:	Not available
Federal Register:	Not available

WB&T BANKSHARES, INC.

* 3A3

WB&T Bankshares, Inc., Waycross, Georgia, to acquire 100 percent of the outstanding shares of Pelham Banking Company, Pelham, Georgia.

Newspaper:	Not available
Federal Register:	07/28/2017

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 6 Federal Reserve Bank of: Atlanta

Filings received during the week ending July 1, 2017

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 6
Federal Reserve Bank of: Atlanta