Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 2
Federal Reserve Bank of: New York

Filings received during the week ending August 26, 2017

Filer

Filing Type

Filing Proposal

End of Comment Period

ADIRONDACK TRUST COMPANY, THE

Premises

The Adirondack Trust Company, Saratoga Springs, New York, to make an investment in bank premises (648 Maple Avenue, Saratoga Springs, New York), pursuant to Section 24A of the Federal Reserve Act and Section 208.21 of Regulation H.

Newspaper:	Not applicable
Federal Register:	Not applicable

MANUFACTURERS AND TRADERS TRUST COMPANY

* Branch

Manufacturers and Traders Trust Company, Buffalo, New York, to establish a branch office to be located at 162 Main Street, Paterson, Passaic County, New Jersey.

Newspaper:	08/29/2017
Federal Register:	Not applicable

METROPOLITAN COMMERCIAL BANK

* Branch

Metropolitan Commercial Bank, New York, New York, to establish a branch office to be located at 1270 Lexington Avenue, New York, New York.

Newspaper:	09/18/2017
Federal Register:	Not applicable

VALLEY NATIONAL BANCORP

* 3A5
* 3A3

Valley National Bancorp, Wayne, New Jersey, to merge with USAmeriBancorp, and thereby indirectly acquire USAmeriBank, both of Clearwater, Florida.

Newspaper:	09/16/2017
Federal Register:	09/25/2017

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Fourth Quarter of 2017 (October 1, 2017 - December 31, 2017) and First Quarter of 2018 (January 1, 2018 - March 31, 2018)

Institution	Location	Quarter
AMBOY BK	OLD BRIDGE, NEW JERSEY	First Quarter of 2018
BANK OF CATTARAUGUS	CATTARAUGUS, NEW YORK	First Quarter of 2018
FIELDPOINT PRIV B&TC	GREENWICH, CONNECTICUT	First Quarter of 2018

* Subject to the provisions of the Community Reinvestment Act

District: 2 Federal Reserve Bank of: New York

Filings received during the week ending August 26, 2017

Availability of CRA Public Evaluations

CRA Examinations scheduled for Fourth Quarter of 2017 (October 1, 2017 - December 31, 2017) and First Quarter of 2018 (January 1, 2018 - March 31, 2018)

District: 2
Federal Reserve Bank of: New York