Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending October 28, 2017

Filer

Filing Type

Filing Proposal

End of Comment Period

ARVEST BANK GROUP, INC.

* 18C
* Branch
* 3A1
* 3A3

Arvest Bank Group, Inc., and Arvest Holdings, Inc., both of Bentonville, Arkansas, indirectly through its wholly-owned subsidiary, Arvest Acquisition Sub, Inc., Fayetteville, Arkansas, to acquire 100 percent of the voting shares of Bear State Financial, Inc., Little Rock, Arkansas, and thereby indirectly acquire Bear State Bank, Little Rock, Arkansas. Also companion filings by Arvest Bank and its subsidiary, Arvest Acquisition Sub, Inc., Fayetteville, Arkansas, to become a bank holding company by acquiring 100 percent of the voting shares of Bear State Financial, Inc., Little Rock, Arkansas, and thereby indirectly acquire Bear State Bank, Little, Arkansas% and by Arvest Bank, Fayetteville, Arkansas, to merge with Bear State Bank, Little Rock, Arkansas, and to retain the acquired facilities as branch offices.

Newspaper:	11/17/2017
Federal Register:	11/27/2017

SIMMONS BANK

* 18C
* Branch

Simmons Bank, Pine Bluff, Arkansas, to merge with Heartland Bank, Little Rock, Arkansas, and to retain the acquired facilities as branch offices.

Newspaper:	11/29/2017
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
EAGLE B&TC, LITTLE ROCK, ARKANSAS	453446	04/24/2017	10/08/2017		Int Small Bank

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending October 28, 2017

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 8
Federal Reserve Bank of: St. Louis