Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 12
Federal Reserve Bank of: San Francisco

Filings received during the week ending December 2, 2017

Filer

Filing Type

Filing Proposal

End of Comment Period

ALL WEST BANCORP

CIC

Change in Control Notice filed by Matthew Moskowitz, Plainview, New York, Yaakov Markowitz, Brooklyn, New York; Jarret Prussin, Westport, Connecticut, Paul Brown, Monte Carlo, Monaco, and Menachem Wilenkin, Brooklyn, New York, to acquire voting shares of All West Bancorp, and thereby indirectly acquire shares of FinWise Bank, both of Sandy, Utah.

Newspaper:	Not available
Federal Register:	11/27/2017

CHARLES SCHWAB CORPORATION, THE

* SLHC Acquisition

Charles Schwab Corporation, Reno, Nevada, to establish a de novo depository institution, Charles Schwab Trust Bank, Henderson, Nevada, a state-chartered savings bank.

Newspaper:	Not available
Federal Register:	Not available

SILVERGATE BANK

* Branch

Silvergate Bank, La Jolla, California, proposes to open a new branch at 277 Rancheros Drive, Suite 300, San Marcos, California.

Newspaper:	Not available
Federal Register:	Not applicable

WESTERN ALLIANCE BANK

PWI

Western Alliance Bank, Phoenix, Arizona, requests prior approval to make a $30.0 million investment in R4 Housing Partners IX LP.

Newspaper:	Not applicable
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
CORNERSTONE CMNTY BK, RED BLUFF, CALIFORNIA	3485420	07/10/2017	11/16/2017	O	Small Bank

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 12 Federal Reserve Bank of: San Francisco

Filings received during the week ending December 2, 2017

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 12
Federal Reserve Bank of: San Francisco