Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending December 30, 2017

Filer

Filing Type

Filing Proposal

End of Comment Period

ANDOVER FINANCIAL CORPORATION

CIC

Allison M. Grace, Wichita, Kansas, and the Allison M. Grace Trust Agreement dated April 7, 2005, to acquire voting shares of Andover Financial Corporation, Andover, Kansas, and thereby indirectly acquire Andover State Bank, Andover, Kansas.

Newspaper:	12/20/2017
Federal Register:	01/05/2018

CALDWELL COUNTY BANCSHARES, INC.

* 3A3

Caldwell County Bancshares, Inc., Hamilton, Missouri, to acquire 100 percent of the voting shares of Horizon State Bank, Cameron, Missouri.

Newspaper:	Not available
Federal Register:	01/26/2018

FIRST ALTUS BANCORP, INC.

CIC

Kathy Fowler, Memphis, Texas, to retain voting shares of First Altus Bancorp, Inc., and thereby control of Frazer Bank, both of Altus, Oklahoma.

Newspaper:	Not available
Federal Register:	01/05/2018

FIRST STATE HOLDING CO.

* 3A5

First State Holding Co., Lincoln, Nebraska, to acquire 100 percent of the voting shares of Wallco, Inc., Nehawka, Nebraska, and thereby indirectly acquire The Nehawka Bank, Nehawka, Nebraska.

Newspaper:	01/21/2017
Federal Register:	01/26/2018

RAMONA BANKSHARES, INC.

CIC

The Robert J. Arnold Family Living Trust, and Robert J. Arnold and Margie E. Arnold as co-trustees, all of McPherson, Kansas, and Larry G. Arnold, Castle Rock, Colorado, to retain control of Ramona Bankshares, Inc. and thereby indirect control of Hillsboro State Bank, both of Hillsboro, Kansas.

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending December 30, 2017

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 10
Federal Reserve Bank of: Kansas City