Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending May 12, 2018

Filer

Filing Type

Filing Proposal

End of Comment Period

FIRST NATIONAL BANCORP, INC.

* 3A5

First National Bancorp, Inc., Green Forest, Arkansas, through its affiliate, Legacy BancShares, Inc., Springdale, Arkansas, to indirectly acquire 8.10 percent of the voting shares of Gravett Bancshares, Inc., Gravette, Arkansas, and thereby indirectly acquire Bank of Gravett, Gravette, Arkansas.

Newspaper:	06/05/2018
Federal Register:	06/08/2018

LEGACY BANCSHARES, INC.

* 3A5

Legacy BancShares, Inc., Springdale, Arkansas, to acquire through merger 100 percent of the voting shares of Gravett Bancshares, Inc., Gravette, Arkansas, and thereby indirectly acquire Bank of Gravett, Gravette, Arkansas.

Newspaper:	06/05/2018
Federal Register:	06/08/2018

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
PEOPLES BK, MARION, KENTUCKY	446149	01/29/2018	05/03/2018	S	Small Bank
STIFEL B&T, SAINT LOUIS, MISSOURI	3076248	09/25/2017	05/03/2018	O	Strategic Plan

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending May 12, 2018

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 8
Federal Reserve Bank of: St. Louis