Actions under delegated authority

Portage Community Bank, Ravenna, Ohio -- to establish a branch at 140 Portage Trail, Cuyahoga Falls.
-Approved, January 2, 2019

Blackhawk Bancorp, Inc., Beloit, Wisconsin -- to acquire First McHenry Corporation, McHenry, Illinois, and thereby indirectly acquire The First National Bank of McHenry.
-Approved, January 3, 2019

Charles Schwab Corporation, San Francisco, California -- extension of time to submit an implementation plan under Regulation Q and to begin to comply with the advanced approaches capital adequacy framework and the related reporting requirements.
-Granted, January 4, 2019

DB USA Corporation, New York, New York -- extension of time to submit quarterly data (FR Y-14Q) associated with the Global Market Shock component of the supervisory stress test.
-Granted, January 4, 2019

Total Loss-Absorbing Capacity (TLAC) Rule -- extension of time for Citigroup Inc., The Goldman Sachs Group, Inc., JPMorgan Chase & Co., Morgan Stanley, and The Bank of New York Mellon Corporation, all of New York, New York; Bank of America Corporation, Charlotte, North Carolina; Wells Fargo & Company, San Francisco, California; and State Street Corporation, Boston, Massachusetts, to comply with certain provisions of the TLAC rule's clean holding company requirements.
-Granted, December 31, 2018

SB Financial Group Inc., Defiance, Ohio -- election to become a financial holding company.
-Effective, January 2, 2019