Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending August 17, 2019

Filer

Filing Type

Filing Proposal

End of Comment Period

FIRST GUARANTY BANCSHARES, INC.

* 3A5

First Guaranty Bancshares, Inc., Hammond, Louisiana, to merge with Union Bancshares, Incorporated, and thereby directly acquire its subsidiary, The Union Bank, both of Marksville, Louisiana.

Newspaper:	Not available
Federal Register:	08/21/2019

REGIONS BANK

* Branch

Regions Bank, Birmingham, Alabama, to establish the following branches: 1) Anson Branch, 6002 Heartland Drive, Whitestown, IN; 2) Brazos Town Center Branch, Near U.S. Highway 59 South and FM 762 (Thompson Road) Intersection%%Rosenberg, TX; 3) Cambridge Square Branch, On Johnson Ferry Road NE, Just West of Ashford Dunwoody Road NE, Atlanta, GA; 4) Friendship Springs Branch, On Spout Springs Road, Just South of Friendship Road, Flowery Branch, GA; 5) Horn Lake Goodman Road Branch, On Goodman Road, Just East of Horn Lake Road Horn Lake, MS; 6) Monroe Main Branch, 1900 North 18th Street, Monroe, LA; 7) Raleigh Medical Branch, On Austin Peay Highway, Just SW of New Covington Pike, Memphis, TN; 8) Terrill Mill Branch Terrell Mill Road SE and Powers Ferry Road SE Intersection, Marietta, GA; and 9) Webster Groves Branch, On West Lockwood Avenue, Just West of North Elm Avenue, Webster Groves, MO.

Newspaper:	08/23/2019
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 6 Federal Reserve Bank of: Atlanta

Filings received during the week ending August 17, 2019

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 6
Federal Reserve Bank of: Atlanta