Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending August 24, 2019

Filer

Filing Type

Filing Proposal

End of Comment Period

BIG CREEK BANCSHARES, INC

CIC

Notice by the 2019 Mark Waldrip Beneficiary GST Trust, Mark Waldrip as trustee, and the 2019 Angela Waldrip Beneficiary GST Trust, Angela Waldrip and Nathan Waldrip as co-trustees, all of Moro, Arkansas, individually, and as proposed members of a family control group that also includes the Waldrip Bank Trust, Mark and Angela Waldrip as co-trustees, Nathan and Maegan Waldrip JTWRS, Allison and Aaron Bragg JTWRS, Katie and Ethan Branscum JTWRS, Lauren W. Ward, the 2017 Allison Waldrip Bragg Trust, Allison Bragg and Nathan Waldrip as co-trustees, the 2017 Nathan M. Waldrip Trust, Nathan Waldrip and Allison Bragg as co-trustees, the 2017 Katie Waldrip Branscum Trust, Katie Branscum and Allison Bragg as co-trustees and the 2017 Lauren Waldrip Ward Trust, Lauren Ward and Nathan Waldrip as co-trustees, all of Little Rock, Arkansas, to retain control of more than 25 percent of the voting shares of Big Creek Bancshares, Inc., Mariana, Arkansas.

Newspaper:	09/10/2019
Federal Register:	09/11/2019

FIRST FINANCIAL BANK

* 18C
* Branch

First Financial Bank, El Dorado, Arkansas, to merge with The First National Bank of Wynne, Wynne, Arkansas, and to retain the acquired facilities as branch offices.

Newspaper:	09/16/2019
Federal Register:	Not applicable

FIRST TENNESSEE BANK NATIONAL ASSOCIATION

Member

First Tennessee Bank National Association, Memphis, Tennessee, to become a member of the Federal Reserve System.

Newspaper:	Not applicable
Federal Register:	Not applicable

SBW BANCSHARES, INC.

CIC

Notice by a family control group consisting of John M. Huetsch, Mary Ellen L. Huetsch, both of Waterloo, Illinois; John C. Huetsch, Christina T. Lai, both of Baltimore, Maryland; Mark A. Huetsch, Liang Wang, both of Beijing, China; Steve C. Huetsch, Columbia, Illinois; Randall L. Huetsch, Julie Huetsch, both of Chesterfield, Missouri; and Lynne M. Duren, Winchester, Illinois, to retain control of greater than 25 percent of SBW Bancshares, Inc., Waterloo, Illinois.

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Fourth Quarter of 2019 (October 1, 2019 - December 31, 2019) and First Quarter of 2020 (January 1, 2020 - March 31, 2020)

Institution	Location	Quarter
BANK OF JACKSON	JACKSON, TENNESSEE	Fourth Quarter of 2019
COMMUNITY FNCL SVC BK	BENTON, KENTUCKY	Fourth Quarter of 2019
ELBERFELD ST BK	ELBERFELD, INDIANA	Fourth Quarter of 2019
FIRST CMNTY BK XENIA FLORA	XENIA, ILLINOIS	Fourth Quarter of 2019
HERITAGE ST BK	LAWRENCEVILLE, ILLINOIS	Fourth Quarter of 2019
MISSOURI BK	WARRENTON, MISSOURI	Fourth Quarter of 2019
WARREN B&TC	WARREN, ARKANSAS	Fourth Quarter of 2019
FIRST SAVINGS BK	CLARKSVILLE, INDIANA	First Quarter of 2020
FIRST ST BK	RUSSELLVILLE, ARKANSAS	First Quarter of 2020
MONTICELLO BKG CO	MONTICELLO, KENTUCKY	First Quarter of 2020
PEOPLES B&TC CO	TROY, MISSOURI	First Quarter of 2020
SIMMONS BK	PINE BLUFF, ARKANSAS	First Quarter of 2020
SPRINGFIELD FIRST CMNTY BK	SPRINGFIELD, MISSOURI	First Quarter of 2020

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending August 24, 2019

Availability of CRA Public Evaluations

CRA Examinations scheduled for Fourth Quarter of 2019 (October 1, 2019 - December 31, 2019) and First Quarter of 2020 (January 1, 2020 - March 31, 2020)

District: 8
Federal Reserve Bank of: St. Louis