Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 4
Federal Reserve Bank of: Cleveland

Filings received during the week ending September 21, 2019

Filer

Filing Type

Filing Proposal

End of Comment Period

CF MUTUAL HOLDING COMPANY

* SLHC Formation
* MHC Conversion

Application by CF Mutual Holding Company, Cincinnati, Ohio, the mutual holding company that controls Cincinnati Federal, Cincinnati, Ohio, to complete a second step conversion, converting from the mutual to the stock form. Pursuant to the conversion, CF Mutual Holding Company and Cincinnati Bancorp, Cincinnati, Ohio, the existing federal mid-tier savings and loan holding company, will cease to exist and Cincinnati Federal will become a wholly-owned subsidiary of Cincinnati Bancorp, Inc., Cincinnati, Ohio, a newly-formed Maryland corporation, which has applied to become a savings and loan holding company by acquiring 100 percent of Cincinnati Federal.

Newspaper:	09/17/2019
Federal Register:	10/22/2019

FIRST & PEOPLES BANCSHARES, INC.

CIC

Interagency Notice of Change in Bank Control filed by William Buffin Clarke, Russell, KY, individually, and as part of the William Buffin Clarke Family Control Group, consisting of William Buffin Clarke; Gale L. Clarke, Russell, KY; James R. Clarke, Louisville, KY; and Patrick B. Clarke, Russell, KY; to retain and acquire 25% or more of the shares of First & Peoples Bancshares, Inc., Russell, KY, thereby indirectly controlling First & Peoples Bank and Trust Company, Russell, KY

Newspaper:	Not available
Federal Register:	10/10/2019

FIRST MUTUAL HOLDING CO.

* SLHC Acquisition

Application by First Mutual Holding Company, Lakewood, Ohio, to acquire 100 percent of Blue Grass Federal Savings and Loan Association, Paris, Kentucky, pursuant to Section 10(e) of the Home Owners Loan Act.

Newspaper:	10/16/2019
Federal Register:	10/21/2019

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 4 Federal Reserve Bank of: Cleveland

Filings received during the week ending September 21, 2019

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 4
Federal Reserve Bank of: Cleveland