Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 4
Federal Reserve Bank of: Cleveland

Filings received during the week ending November 23, 2019

Filer

Filing Type

Filing Proposal

End of Comment Period

First Financial Bank

* Branch

First Financial Bank, Cincinnati, Ohio intends to establish a full service branch office at 4801 North Main Street, Dayton, Ohio, 45405

Newspaper:	12/07/2019
Federal Register:	Not applicable

FIRST FINANCIAL BANK

* Branch

First Financial Bank, Cincinnati, Ohio intends to establish a full service branch office at 1865 Parsons Avenue, Columbus, Ohio, 43207

Newspaper:	12/07/2019
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for First Quarter of 2020 (January 1, 2020 - March 31, 2020) and Second Quarter of 2020 (April 1, 2020 - June 30, 2020)

Institution	Location	Quarter
NORTH SIDE B&TC	CINCINNATI, OHIO	First Quarter of 2020
PEOPLES BK	MARIETTA, OHIO	First Quarter of 2020
WHITAKER BK	LEXINGTON, KENTUCKY	First Quarter of 2020
HOCKING VALLEY BK	ATHENS, OHIO	Second Quarter of 2020

* Subject to the provisions of the Community Reinvestment Act

District: 4 Federal Reserve Bank of: Cleveland

Filings received during the week ending November 23, 2019

Availability of CRA Public Evaluations

CRA Examinations scheduled for First Quarter of 2020 (January 1, 2020 - March 31, 2020) and Second Quarter of 2020 (April 1, 2020 - June 30, 2020)

District: 4
Federal Reserve Bank of: Cleveland