Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending August 1, 2020

Filer

Filing Type

Filing Proposal

End of Comment Period

FIRST WEST TEXAS BANCSHARES, INC.

CIC

Notice by David Lynn Davis, the Estate of James Lee Davis, both of Midland, Texas, and Sandra Davis Maddox, Dallas, Texas, to each retain control of First West Texas Bancshares, Inc., Midland, Texas; Retroactive notice by Nancy Chandler Davis, the Estate of Michael Keith Davis, both of Midland, Texas, the Estate of James Lee Davis, and Sandra Davis Maddox, to join the group acting in concert previously approved on August 2, 2000, under Section 3 of the Bank Holding Company Act, and for this newly reconfigured group acting in concert to retain control of First West Texas Bancshares, Inc. First West Texas Bancshares, Inc. controls West Texas National Bank, Midland, Texas.

Newspaper:	Not available
Federal Register:	Not available

RIVERBEND FINANCIAL CORPORATION

CIC

Barkat Ali, Southlake, Texas, Kevin Johnston, Pantego, Texas, Mike Farhat, Southlake, Texas, Judy Han, Houston, Texas, Wea Lee, Houston, Texas, Young Yoo, Dallas, Texas, Jeung-Ho Park, Irving, Texas, Clinton Dunn, Dallas, Texas, Andrew Park, Santa Clarita, California, and Mihir Patel, Coppell, Texas, as a group acting in concert, to control Riverbend Financial Corporation, and Spectra Bank, both of Fort Worth, Texas

Newspaper:	Not available
Federal Register:	08/13/2020

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 11 Federal Reserve Bank of: Dallas

Filings received during the week ending August 1, 2020

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 11
Federal Reserve Bank of: Dallas