Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending September 19, 2020

Filer

Filing Type

Filing Proposal

End of Comment Period

BANK OF JACKSON HOLE

* Branch

Bank of Jackson Hole, Jackson, Wyoming, to establish a branch at 4250 E. Fairview Avenue, Meridian, Idaho.

Newspaper:	10/15/2020
Federal Register:	Not applicable

BERN BANCSHARES, INC.

* 3A3

Bern Bancshares, Inc., Bern, Kansas, to acquire up to 7.00 percent of the voting shares of UBT Bancshares, Inc., Marysville, Kansas, and thereby indirectly acquire United Bank & Trust, Marysville, Kansas.

Newspaper:	Not available
Federal Register:	Not available

CORNERSTONE BANK

* 18C
* Branch
* 3A1
* 3A3

Cornerstone Bank, York, Nebraska, to become a bank holding company, for a moment in time, by acquiring Tilden Bancshares, Inc., parent of The Tilden Bank, both of Tilden, Nebraska. In addition, First York Ban Corp, York, Nebraska, through its subsidiary, Cornerstone Bank, York, Nebraska, to acquire Tilden Bancshares, Inc., parent of The Tilden Bank, both of Tilden, Nebraska.

Newspaper:	09/23/2020
Federal Register:	09/25/2020

SPEARVILLE BANCSHARES, INC.

CIC

The Stein Bank Stock Trust, Kevin and Gari-Ann Stein, trustees, all of Spearville, Kansas, to acquire voting shares of Spearville Bancshares, Inc. (Spearville), parent of First National Bank of Spearville, both in Spearville, Kansas, establishing the Stein Family Control Group. Kevin Stein previously was approved to control shares of Spearville.

Newspaper:	Not available
Federal Register:	09/30/2020

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending September 19, 2020

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 10
Federal Reserve Bank of: Kansas City