Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending November 7, 2020

Filer

Filing Type

Filing Proposal

End of Comment Period

BEAL FINANCIAL CORPORATION

* 3A1

Beal Financial Corporation, Plano, Texas; to become a bank holding company through the conversion of the charter of its existing wholly owned subsidiary bank, Beal Bank SSB, Plano, Texas, and to continue the operation as a bank of a Nevada thrift company, Beal Bank USA, Las Vegas, Nevada

Newspaper:	Not available
Federal Register:	11/20/2020

JEFFERSON BANCSHARES, INC.

CIC

Retroactive notice by Paul E. McSween III, individually, together with the other members of the McSween Family Group acting in concert, consisting of Linda Lewis McSween, Crain McSween Canavan, William Jackson Canavan, Josephine Grace Canavan, Walker Cole Canavan, Juliet McSween Zacher, August Andrew Zacher, Annabelle McSween Zacher, Linda McSween Satel, Caroline M. Satel, Katherine Ann Satel, Emily Grace Satel, Joseph S. Satel, Jr., Paul E. McSween IV, Thomas D. McSween, and Benjamin Lewis McSween with multiple trusts included, all of San Antonio, Texas, acting in concert, to become members of the McSween Family Group, to acquire the voting shares Jefferson Bancshares, Inc., and thereby indirectly acquire voting shares of Jefferson Bank, both of San Antonio, Texas.

Newspaper:	11/15/2020
Federal Register:	Not available

JEFFERSON BANCSHARES, INC.

CIC

Retroactive notice by Laurie Lewis Saunders, individually, together with the other members of the Lewis Family Group acting in concert, consisting of Grace Saunders LePere, John T. Saunders III, Christina M. Saunders, Steve C. Lewis, Susan C. Lewis, Richard S. Lewis II, Barclay C. Adams, A.J. Lewis III, A.J. Lewis IV, Frances M. Lewis, Sallie W. Lewis, all of San Antonio, Texas, with multiple trusts included, all of San Antonio, Texas, and Kenneth S. Adams IV, Nashville, Tennessee all acting in concert, to become members of the Lewis Family Group, to acquire the voting shares of Jefferson Bancshares, Inc., and thereby indirectly acquire voting shares of Jefferson Bank, both of San Antonio, Texas.

Newspaper:	11/15/2020
Federal Register:	Not available

RIVERBEND FINANCIAL CORPORATION

CIC

Barkat Ali, Southlake, Texas, Kevin Johnston, Pantego, Texas, Mike Farhat, Southlake, Texas, Judy Han, Houston, Texas, Wea Lee, Houston, Texas, Young Yoo, Dallas, Texas, Jeung-Ho Park, Irving, Texas, Clinton Dunn, Dallas, Texas, Andrew Park, Santa Clarita, California, and Mihir Patel, Coppell, Texas, as a group acting in concert, to control Riverbend Financial Corporation, and Spectra Bank, both of Fort Worth, Texas

Newspaper:	Not available
Federal Register:	08/13/2020

TEXAS HERITAGE BANCSHARES, INC.

* 3A5

Texas Heritage Bancshares, Inc., Hondo, Texas, to acquire Medina Community Bancshares, Inc., Hondo, Texas and indirectly, Community National Bank, Hondo, Texas.

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 11 Federal Reserve Bank of: Dallas

Filings received during the week ending November 7, 2020

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 11
Federal Reserve Bank of: Dallas