Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending January 9, 2021

Filer

Filing Type

Filing Proposal

End of Comment Period

R. DEAN PHILLIPS BANK TRUST DATED 11-19-2004

* 3A1

Darnell Phillips, Las Vegas Nevada; Philip M. Burns, West Point Nebraska; Gary C. Uhland, Warsaw Illinois; John D. Zimmer, Hannibal Missouri; and Gary W. Penn, Quincy Illinois; all acting as Trustees of the R. Dean Phillips Bank Trust, Las Vegas Nevada, created under the Phillips Family Trust, u/t/a dated November 19, 2004, to become a bank holding company. The R. Dean Phillips Bank Trust intends to acquire control of: (i) Great River Bancshares, Inc., Quincy, Illinois, and its subsidiary, The Hill-Dodge Banking Company, Warsaw, Illinois; (ii) T&C Bancorp, Inc., Quincy, Illinois, and its subsidiaries, Town & Country Bank Midwest, Quincy, Illinois, and North Missouri Bancorp, Inc., Edina, Missouri, and its subsidiary, The Citizens Bank of Edina, Edina, Missouri; (iii) Ambage, Inc., West Point, Nebraska, and its subsidiary, F&M Bank, Falls City, Nebraska; (iv) West Point Bancorp, Inc., West Point, Nebraska, and its subsidiaries, F&M Bank, West Point, Nebraska, and Town & Country Bank, Las Vegas, Nevada; (v) Topeka Bancorp, Inc., Topeka, Kansas, and its subsidiary, Kaw Valley Bank, Topeka, Kansas; and (vi) HNB National Bank, Hannibal, Missouri. Also a companion filing by HNB Bancorp, Inc., Hannibal, Missouri, to become a bank holding company by acquiring 100 percent of the voting shares of HNB National Bank, Hannibal, Missouri.

Newspaper:	02/05/2021
Federal Register:	02/10/2021

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending January 9, 2021

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 8
Federal Reserve Bank of: St. Louis