Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending May 15, 2021

Filer

Filing Type

Filing Proposal

End of Comment Period

FARMERS & MERCHANTS BANCORP, INC.

CIC

Notice by Michael J. Bukstein, M.D., William H. Craigmiles, and Paul L. Richards (individually and as trustees of the George Riedel Foundation); Donald M. Bastian, Hallie M. Bastian, James H. Bastian, Alvin E. Ehrhardt, the Alvin E. Ehrhardt Trust, Alvin E. Ehrhardt, Trustee; Heather Ehrhardt, Scott Ehrhardt, Phillip L. Smith, Gordon V. Spilker, and Carl C. Watson, all of Hannibal, Missouri, to acquire control of Farmers & Merchants Bancorp., Inc. and thereby indirectly control F&M Bank and Trust Company, both of Hannibal, Missouri.

Newspaper:	06/07/2021
Federal Register:	06/01/2021

INDEPENDENCE BANK OF KENTUCKY

* Branch

Independence Bank of Owensboro, Kentucky to establish a branch located at 1900 Colonel Sanders Lane, Louisville, Kentucky.

Newspaper:	05/26/2021
Federal Register:	Not applicable

LAKE VALLEY BANCORP, INC.

CIC

Notice by W. Brian Porter, as trustee of the GST Exempt Lifetime Trust (Electing Small Business Trust), both of Louisville, Kentucky; and Kelly P. Coffey, as trustee of the GST Exempt Lifetime Trust (Electing Small Business Trust), both of Danville, Kentucky, to retain control of Lake Valley Bancorp, Inc., and thereby indirectly control Peoples Bank, both of Taylorsville, Kentucky.

Newspaper:	Not available
Federal Register:	05/21/2021

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending May 15, 2021

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 8
Federal Reserve Bank of: St. Louis