Actions under delegated authority

Farmers & Merchants Bank, Timberville, Virginia -- to establish a branch that can be accessed at 3 South Cameron Street and 45 East Boscawen Street, Winchester, Virginia.
-Approved, August 17, 2021

HomeTrust Bank, Asheville, North Carolina -- to establish a branch at 17065 Nat Bynum Lane, Cornelius, North Carolina.
-Approved, August 18, 2021

HBT Financial, Inc., Bloomington, Illinois -- to acquire NXT Bancorporation, Inc., and thereby indirectly acquire NXT Bank, both of Central City, Iowa.
-Approved, August 16, 2021

Heritage Bancshares Group Inc., Employee Stock Ownership Plan and Trust, Spicer, Minnesota -- (1) to become a bank holding company by acquiring voting shares of Heritage Bancshares Group, Inc., and thereby indirectly acquire voting shares of Heritage Bank, N.A., both of Spicer, Minnesota, and (2) election to become a financial holding company.
-Approved, August 20, 2021

Independent Bank Corp. and Bradford Merger Sub Inc., both of Rockland, Massachusetts -- to acquire Meridian Bancorp, Inc., Peabody, by merger and thereby indirectly acquire East Boston Savings Bank, Boston, both of Massachusetts.
-Approved, August 20, 2021

Plains Bancorp, Inc., Dimmitt, Texas -- to acquire Childress Bancshares, Inc., and thereby indirectly acquire First Bank and Trust of Childress, both of Childress, Texas.
-Approved, August 16, 2021

RCB Holding Company, Inc., Claremore, Oklahoma -- (1) to merge with Oklahoma State Bancshares, Vinita, and thereby indirectly acquire Oklahoma State Bank (Vinita Bank), Vinita, and Lakeside State Bank (Oolagah Bank), Oolagah, and (2) for RCB Bank, Claremore, to merge with Vinita Bank and Oolagah Bank, all of Oklahoma, and thereby establish branches.
-Approved, August 16, 2021

Stearns Financial Services, Inc. Employee Stock Ownership Plan, Saint Cloud, Minnesota -- to acquire additional shares and increase its ownership in Stearns Financial Services, Inc., Saint Cloud, and thereby indirectly increase its control of Stearns Bank National Association, Saint Cloud; Stearns Bank of Upsala, National Association, Upsala; and Stearns Bank of Holdingford, National Association, Holdingford, all of Minnesota.
-Approved, August 16, 2021

Taiwan Cooperative Bank, Ltd., Taipei, Taiwan -- to establish a branch in Houston, Texas, pursuant to Regulation K.
-Approved, August 20, 2021

First Bank, Creve Coeur, Missouri -- to make a public welfare investment.
-Approved, July 14, 2021
(A/C)

First Bank, Creve Coeur, Missouri -- to make a public welfare investment.
-Approved, August 17, 2021

Alton Bancshares, Inc., Alton, Missouri -- Kendall L. Combs and Patricia A. Combs as trustees of the Combs Family Revocable Alton Bancshares Trust, both of Hollister, Missouri; Randall G. Combs or Beckie D. Combs, both of Alton, Missouri; and Michael D. Combs and Sandra L. Combs as trustees of the Michael and Sandra Combs Revocable Alton Bancshares Trust, both of Walnut Shade, Missouri, to retain voting shares of Alton Bancshares, Inc., and its subsidiaries Alton Bank, Alton, and First Community Bank of the Ozarks, Branson, both of Missouri.
-Permitted, August 19, 2021

Capital Bancorp, Inc., Delhi, Louisiana -- Lawrence W. Pickett of Monroe, Louisiana, individually, and Lawrence W. Pickett, Dana Dosher DeGravelle, Marilyn Pickett Worsley, Rock W. Worsley, Lauren P. Davis, Pamela J. Pickett, Benjamin Clark Burch, and an individual identified as Minor A and an individual identified as Minor B, all of Monroe, Louisiana; Amanda Dosher Arledge of West Monroe, Louisiana; Adam L. Pickett of San Francisco, California; De-Ette Copes and Lonnie L. Copes of Delhi, Louisiana; Charles E. Hixon Jr. and Anne Ruth Hixon of Rayville, Louisiana; Bonnie R. Holley and Willie R. Holley of Epps, Louisiana; David Wesley Sullivan of Pioneer, Louisiana; and Joshua D. Sullivan of New Orleans, Louisiana, collectively a group acting in concert, to retain voting shares of Capital Bancorp, Inc., and thereby indirectly retain voting shares of Commercial Capital Bank, Delhi, Louisiana.
-Permitted, August 18, 2021

Heritage Nola Bancorp, Inc., Covington, Louisiana -- Heritage Bank of St. Tammany ESOP, Covington, Louisiana, to acquire additional voting shares of Heritage NOLA Bancorp, Inc., and thereby indirectly acquire voting shares of Heritage Bank of St. Tammany, Covington, Louisiana.
-Permitted, August 20, 2021

Lead Financial Group, Inc., Kansas City, Missouri -- SRT 2015 LFG Trust, Sarah Elizabeth ("Liza") Rowland Townsend as co-trustee, both of Kansas City, Missouri; MHR 2015 LFG Trust, Matthew Hill Rowland as co-trustee, both of Santa Monica, California, with Sarah Rowland, Kansas City, Missouri, as co-trustee of both trusts, to join the Rowland Family Group, a group acting in concert, to acquire voting shares of Lead Financial Group, Inc., and thereby indirectly acquire voting shares of Lead Bank, Kansas City, Missouri.
-Permitted, August 19, 2021

Marine Bancshares, Inc., Marine on Saint Croix, Minnesota -- the Scott C. Johnson and Jan L. Johnson Trust under agreement dated August 16, 2019 (the "Johnson Trust"), Scott C. Johnson and Jan L. Johnson as co-trustees of the Johnson Trust, and Jan L. Johnson, all of Stillwater, Minnesota, to become members of the Johnson Family Control Group, a group acting in concert, to acquire voting shares of Marine Bancshares, Inc., and thereby indirectly acquire voting shares of Security State Bank of Marine, Marine on St. Croix, Minnesota.
-Permitted, August 20, 2021

Bright Force Holdings, LLC, Dallas, Texas -- extension to November 22, 2021, to engage in activities permitted by 12 C.F.R. 225.28(b)(1) by extending credit, and specifically, purchasing loan participations, loans, and other real estate owned from its subsidiary, American Bank, National Association, Dallas, Texas, including purchasing loan participations from third-party financial institutions.
-Granted, August 20, 2021

The Farmers & Merchants Bank, Stuttgart, Arkansas -- extension to February 20, 2022, to establish a branch at 3100 Southwest Drive, Jonesboro, Arkansas.
-Granted, August 18, 2021

The Yellowstone Bank, Laurel, Montana -- extension to September 30, 2021, to merge with 1st Bank, Broadus, Montana, and thereby establish branches.
-Granted, August 20, 2021

Citizens Financial Group, Inc., Providence, Rhode Island -- to make capital distributions in the fourth quarter of 2021 and subsequent quarters after the occurrence of an event requiring resubmission of its capital plan.
-Approved, August 16, 2021