Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending April 2, 2022

Filer

Filing Type

Filing Proposal

End of Comment Period

AUSTIN COLONY, INC.

CIC

Notice under the Change in Bank Control Act ("CIBCA") filed by the Estate of H.L. Baker, Jr., Sheri Barnhart, as Executrix; Sheri Barnhart; John Barnhart, Jr.; John R. Barnhart III Trust, Matthew Barnhart Trust, and Samantha Barnhart Trust, Sheri Barnhart and John Barnhart, Jr., as co-Trustees (collectively the "Barnhart Family Group"), to retain 25 percent or more of voting shares of Austin Colony, Inc. ("Company"), and indirectly, First National Bank ("Bank"), all of Lake Jackson, Texas. In addition, a notification has been submitted by (i) the Baker Management Trust, Sheri Barnhart, as Trustee, both of Lake Jackson, Texas, to acquire 10 percent or more of voting shares of Company and to join the Barnhart Family Group; as well as (ii) Sheri Barnhart, individually, as Executrix, and as Trustee, to acquire 25 percent or more of voting shares of Company and become the single largest shareholder of Company and indirectly Bank.

Newspaper:	Not available
Federal Register:	Not available

FROST BANK

* Branch

Frost Bank, San Antonio, Texas to establish a branch at 6545 Highway 6 North, Houston, TX 77084

Newspaper:	04/07/2022
Federal Register:	Not applicable

FROST BANK

* Branch

Frost Bank, San Antonio, Texas to establish a branch at 4520 Dacoma Suite 100, Houston, TX 77092

Newspaper:	Not available
Federal Register:	Not applicable

RED RIVER BANCORP, INC.

CIC

Notice under the Change in Bank Control Act by Christy A. Morris of Gainesville, Texas ("Notificant"), to acquire control of voting shares of Red River Bancorp, Inc. ("Company") and indirectly First State Bank ("Bank"), both of Gainesville, Texas; and to join the Morris Family control group, a group acting in concert, previously cleared by the Federal Reserve Board under the Change in Bank Control Act on January 26, 2016, to retain 25 percent or more of the shares of Company and indirectly Bank.

Newspaper:	04/07/2022
Federal Register:	04/12/2022

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 11 Federal Reserve Bank of: Dallas

Filings received during the week ending April 2, 2022

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 11
Federal Reserve Bank of: Dallas