A.11. Characteristics of Bank Loans to Farmers -- All Banks, by Risk Rating, August 3-7, 2009
Percent except as noted
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Loan characteristic                                All     Minimal    Low    Moderate  Acceptable  Special  Not rated  Not reported
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Volume of loans (thousands of dollars)          1,261,464   75,221  135,527   449,624     370,955   88,423      3,439       138,274
Number of loans                                    26,591    1,673    3,602    11,021       5,056    1,062        212         3,964
Weighted average maturity (months) 1                18.68    53.63    20.23     15.07       18.64     6.22     102.01         15.68
Weighted average repricing interval (months) 2       7.24    24.16     9.09      5.08        6.99      .23     101.61          6.06
Weighted average risk rating 3                       3.23     1.00     2.00      3.00        4.00     5.00       n.a.          n.a.

Weighted average interest rate 4                     4.87     6.41     5.59      4.91        4.16     4.05       7.17          5.54
  Standard error 5                                    .20      .30      .33       .44         .35      .74        .76           .23
  Interquartile range 6
    75th percentile                                  6.18     7.11     6.27      6.45        5.09     4.88       7.18          6.50
    25th percentile                                  3.33     5.39     5.06      3.25        2.66     2.91       6.68          4.58
  Purpose of loan
    Feeder livestock                                 5.11     5.38     6.07      5.06        4.09     2.94       5.09          3.87
    Other livestock                                  6.91     4.51     5.52      3.22        3.78     5.78       6.65          5.19
    Other current operating expenses 7               5.97     5.45     5.47      4.53        4.33     6.30       5.77          5.83
    Farm machinery and equipment                     6.63     6.40     5.95      5.35        3.15     8.29       5.66          5.75
    Farm real estate                                 6.52     5.48     5.35      5.17        n.a.     7.18       6.13          3.89
    Other 8                                          7.53     5.78     3.43      3.58        4.46     7.26       4.44          4.79

Share of total loan volume
  Features of loan
    Floating rates                                  73.96    29.80    58.97     75.65       86.41    95.88       5.40         61.49
    Under commitment                                76.97    45.99    68.19     84.47       86.34    97.62       4.26         41.50
    Callable                                        16.59    20.73    15.79     29.71        7.06      .97       2.85          8.34
    Subject to prepayment penalty                   19.83      .14     4.26     17.22       32.07    52.71       n.a.           .92
  Purpose of loan
    Feeder livestock                                 8.35    13.36    21.62      3.91        1.52    12.46       n.a.         23.00
    Other livestock                                  8.38     6.20     4.59      1.76       16.65    23.87       7.54          2.71
    Other current operating expenses 7              52.96    32.62    60.52     56.83       52.96    37.13      10.23         55.21
    Farm machinery and equipment                     5.00    10.66     3.80      4.61        5.39      .95      15.31          5.66
    Farm real estate                                 4.94    18.87     5.53      5.38        2.02     n.a.      44.85          5.35
    Other 8                                         20.37    18.30     3.95     27.51       21.47    25.58      22.07          8.08
  Type of collateral
    Farm real estate                                15.12    24.92    20.00     17.12       11.70     3.69      61.74         13.84
    Other                                           82.90    74.04    75.54     80.58       86.84    96.00      36.55         84.69
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   For explanation of footnotes, see table A.8.
   n.a. Not available.

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