Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 12
Federal Reserve Bank of: San Francisco

Filings received during the week ending January 14, 2006

Filer

Filing Type

Filing Proposal

End of Comment Period

CATHAY GENERAL BANCORP

* 4c8

Cathay General Bancorp, Los Angeles, California, to acquire an equity interest up to 14.9 percent of the stock of Broadway Financial Corporation, Los Angeles, California, and thereby indirectly acquire Broadway Federal Bank, FSB, Los Angeles, California.

Newspaper:	01/28/2006
Federal Register:	01/30/2006

PACIFIC INTERNATIONAL BANCORP, INC.

CIC

Notice by Woosung (Edward) Park to retain his ownership in Pacific International Bancorp, Inc., and thereby indirectly retain his ownership in Pacific International Bank, both of Seattle, Washington.

Newspaper:	02/02/2006
Federal Register:	Not available

Santa Lucia Bancorp

3A1

Santa Lucia Bancorp, Atascadero, California, to become a bank holding company by acquiring 50 percent + 1 share of Santa Lucia Bank, Atascadero, California.

Newspaper:	Not applicable
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
BANK OF THE ORIENT, SAN FRANCISCO, CALIFORNIA	777366	09/26/2005	01/11/2006	S	Large Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 12 Federal Reserve Bank of: San Francisco

Filings received during the week ending January 14, 2006

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 12
Federal Reserve Bank of: San Francisco