Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending March 4, 2006

Filer

Filing Type

Filing Proposal

End of Comment Period

ARVEST BANK

* Branch

Arvest Bank, Fayetteville, Arkansas, to establish a branch facility to be located at North Gretna Road at Highway 248 B, Branson, Missouri.

Newspaper:	03/11/2006
Federal Register:	Not applicable

DBT FINANCIAL CORPORATION

* 3A5

DBT Financial Corporation, DeWitt, Arkansas, to merge with Planters & Merchants Bancshares, Inc., Gillett, Arkansas, and thereby indirectly acquire Planters & Merchants Bank, Gillett, Arkansas.

Newspaper:	03/27/2006
Federal Register:	03/31/2006

FIRST FINANCIAL BANC CORPORATION

* 18C
* Branch
* 3A3

First Financial Banc Corporation, El Dorado, Arkansas, to acquire 100 percent of Cornerstone Bank, Senatobia, Mississippi. Also, First Financial Bank, El Dorado, Arkansas, to merge with Cornerstone Bank, Senatobia, Mississippi, and to retain the acquired facilities as branch offices.

Newspaper:	Not available
Federal Register:	03/31/2006

FIRST FINANCIAL BANK

* Branch

First Financial Bank, El Dorado, Arkansas, to establish a branch facility to be located at 535 Highway 35 South, Carthage, Mississippi.

Newspaper:	03/11/2006
Federal Register:	Not applicable

FIRST M & F CORPORATION

* 3A5

First M & F Corporation, Kosciusko, Mississippi, to merge with Crockett County Bancshares, Inc., Bells, Tennessee, and thereby indirectly acquire Bells Banking Company, Bells, Tennessee.

Newspaper:	03/24/2006
Federal Register:	03/24/2006

GERMAN AMERICAN BANCORP

* 3A3

German American Bancorp, Jasper, Indiana, to acquire 14.9 percent of Indiana Bank Corp., Terre Haute, Indiana, and thereby indirectly acquire The First National Bank of Dana, Dana, Indiana.

Newspaper:	04/05/2006
Federal Register:	03/31/2006

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending March 4, 2006

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 8
Federal Reserve Bank of: St. Louis