FRB: H.2--Actions under delegated authority--Week ending March 18, 2006

American Heritage Bank, Sapulpa, Oklahoma -- to establish a branch at the northwest corner of 71st Street South and South Union Avenue, Tulsa.
-Approved, March 17, 2006

AmSouth Bank, Birmingham, Alabama -- to establish a branch at 920 Cedar Lake Road, Suite K, Biloxi, Mississippi.
-Approved, March 16, 2006

Arvest Bank, Fayetteville, Arkansas -- to establish a branch at the intersection of North Gretna Road and Highway 248B, Branson, Missouri.
-Approved, March 15, 2006

Comerica Bank, Detroit, Michigan -- to establish a branch at 7306 East Shea Boulevard, Scottsdale, Arizona.
-Approved, March 17, 2006

Comerica Bank, Detroit, Michigan -- to establish a branch at 6540 Irvine Center Drive, Irvine, California.
-Approved, March 17, 2006

Cumberland Bank, Franklin, Tennessee -- to establish a branch at 175 East Main Street, Hendersonville.
-Approved, March 16, 2006

New Peoples Bank, Inc., Honaker, Virginia -- to establish a branch at 11421 Indian Creek Road, Pound.
-Approved, March 16, 2006

New Peoples Bank, Inc., Honaker, Virginia -- to establish a branch at 5548 Norton-Wise Road, Esserville.
-Approved, March 16, 2006

River City Bank, Mechanicsville, Virginia -- to establish a branch at 109 East Nine Mile Road, Highland Springs.
-Approved, March 14, 2006

SunTrust Bank, Atlanta, Georgia -- to establish branches at 1440 Ben Sawyer Boulevard, Mt. Pleasant, South Carolina; 3125 Bees Ferry Road, Charleston; 162 Seven Farms Drive; and 975 Bacons Bridge Road, Summerville.
-Approved, March 10, 2006 (AC)

Bank Holding Companies

American National Bankshares Inc., Danville, Virginia -- to acquire Community First Financial Corporation, Lynchburg, and thereby acquire Community First Bank.
-Approved, March 16, 2006

The Bank Holdings, Reno, Nevada -- to acquire at least 75 percent of the shares of Granite Exchange, Inc. and thereby engage in real estate settlement services, trust company activities, and financial and investment advisory activities.
-Approved, March 14, 2006

Fishback Financial Corporation, Brookings, South Dakota -- to acquire FMB Bankshares, Inc., Sioux Falls, and thereby acquire First American Bank & Trust, N.A.
-Approved, March 15, 2006

Home State Bancorp, Loveland, Colorado -- to retain Loveland Securities, Inc. and its subsidiary, Home State Bank.
-Approved, March 16, 2006

MainSource Financial Group, Inc., Greensburg, Indiana -- to acquire H F S Bank, F.S.B., Hobart, and thereby engage in operating a savings association.
-Withdrawn, March 13, 2006

MainSource Financial Group, Inc., Greensburg, Indiana -- to merge with Peoples Ohio Financial Corporation, Troy, Ohio, and thereby acquire Peoples Savings Bank of Troy and engage in operating a savings association.
-Approved, March 16, 2006

Merrimack Bancorp MHC, Concord, New Hampshire -- to become a bank holding company and to acquire Merrimack County Savings Bank.
-Approved, March 16, 2006

North Fork Bancorporation, Inc., Melville, New York -- to convert its subsidiary, Superior Savings Bank of New England, N.A., Branford, Connecticut, to a federal savings association.
-Withdrawn, March 14, 2006

Orrstown Financial Services, Inc., Shippensburg, Pennsylvania -- to acquire First National Bank of Newport, Newport.
-Approved, March 17, 2006

RCB Holding Company, Inc., Claremore, Oklahoma -- to acquire Pioneer Bancshares, Inc., Ponca City, and its subsidiaries, Pioneer Bank and Trust, and Bank of Nichols Hills, Oklahoma City.
-Approved, March 16, 2006

Seacoast Banking Corporation of Florida, Stuart, Florida -- to merge with Big Lake Financial Corporation, Okeechobee, and acquire Big Lake National Bank.
-Approved, March 15, 2006

Texas Independent Bancshares, Inc., Texas City, Texas, and T.I.B. Delaware, Inc., Wilmington, Delaware -- to acquire Southeast Bancorp of Texas, Inc., Winnie, and its subsidiaries, SEBOT, Inc., Wilmington, and Gulf Coast Bank, Winnie.
-Approved, March 17, 2006

Union Bankshares Corporation, Bowling Green, Virginia -- to acquire Prosperity Bank & Trust Company, Springfield.
-Approved, March 16, 2006

Western Alliance Bancorporation, Las Vegas, Nevada -- waiver of application requirement to acquire Bank of Nevada.
-Granted, March 13, 2006

Bank Mergers

Waccamaw Bank, Whiteville, North Carolina -- to merge with The Bank of Heath Springs, Heath Springs, South Carolina.
-Approved, March 14, 2006

Change In Bank Control

BJC Holdings, Inc., Graceville, Florida -- to retain control of BJC Holdings, Inc.
-Permitted, March 13, 2006

Competitive Factors Reports

The Bank of East Asia (U.S.A.), National Association, New York, New York -- report on competitive factors of the proposed merger with National American Bank, San Francisco, California.
-Submitted, March 14, 2006

Bank of the Cascades, Bend, Oregon -- report on competitive factors of the proposed merger with Farmers & Merchants State Bank, Boise, Idaho.
-Submitted, March 14, 2006

Extraco Banks, National Association, Temple, Texas -- report on competitive factors of the proposed merger with Extraco Investment Services Corporation, Waco; EXC Mortgage, Inc.; Extraco Institutional Services Corporation; and Extraco Insurance Services Corporation, Lorena.
-Submitted, March 16, 2006

First Bank, Troy, North Carolina -- report on competitive factors of the proposed purchase of certain assets and assumption of liabilities of the Dublin, Virginia, branch of First-Citizens Bank & Trust Company, Raleigh, North Carolina.
-Submitted, March 16, 2006

First Gaston Bank of North Carolina, Gastonia, North Carolina -- report on competitive factors of the proposed merger with Integrity Services, Inc., Hickory.
-Submitted, March 14, 2006

Liberty Savings Bank, F.S.B., Liberty, Missouri -- reports on competitive factors of the proposed mergers with Liberty Savings Mutual Holding Company and Liberty Interim Federal Savings and Loan Association II.
-Submitted, March 14, 2006

Extensions Of Time

Belmont Financial Group, Inc., Chicago, Illinois -- extension to June 15, 2006, to become a bank holding company and to acquire Belmont Bank & Trust Company, a de novo bank.
-Granted, March 13, 2006

Waccamaw Bank, Whiteville, North Carolina -- extension to December 17, 2006, to establish a branch at 4945 Southport-Supply Road Southeast, Southport.
-Granted, March 14, 2006

Actions under delegated authority

Actions taken during the week ending March 18, 2006

Bank Branches, Domestic

Bank Holding Companies

Bank Mergers

Change In Bank Control

Competitive Factors Reports

Extensions Of Time