Actions under delegated authority

Bank of McKenney, McKenney, Virginia  -- to establish a branch at 4112 A Commerce Road, Prince George.
-Approved, March 30, 2006 

Comerica Bank, Detroit, Michigan  -- to establish a branch at 801 North San Fernando Boulevard, Burbank, California.
-Approved, March 30, 2006 

LegacyTexas Bank, Plano, Texas  -- to establish branches at 17617 Dallas Parkway, Dallas, and 707 East Arapaho Road, Richardson.
-Approved, March 31, 2006 

SunTrust Bank, Atlanta, Georgia  -- to establish branches at 16705 Fishhawk Boulevard, Lithia, Florida; 131245 U.S. Highway 301, Riverview; and the intersection of County Road 581 and Highway 56, Wesley Chapel.
-Approved, March 28, 2006 

Banco Bilbao Vizcaya Argentaria, S.A., Bilbao, Spain, and BBVA Bancomer Financial Holdings, Inc., Houston, Texas  -- to invest in and engage in money transmission activities in Spain through BBVA Dinero Express, S.A.U., Madrid, Spain.
-Approved, March 27, 2006 

Community State Bank Employee Stock Ownership Plan and Trust, Union Grove, Wisconsin  -- to increase its ownership to 33.95 percent of the shares of Union Bancorporation, Inc. and Community State Bank.
-Approved, March 30, 2006 

Enterprise Employee Stock Ownership Trust, Allison Park, Pennsylvania  -- for Enterprise Financial Services Group, Inc. to become a bank holding company and to acquire Enterprise Bank; for Enterprise Employee Stock Ownership Plan to become a bank holding company and to acquire 22 percent of the shares of Enterprise Financial Services Group; and for Seed Money Limited Partnership to acquire control of Enterprise Financial Services Group and indirect control of Enterprise Bank.
-Approved, March 31, 2006 

Exchange Financial, Inc., Adair, Iowa  -- to become a bank holding company and to acquire Exchange State Bank.
-Approved, March 31, 2006 

First Banks, Inc., Hazelwood, Missouri, and The San Francisco Company, San Francisco, California  -- to acquire 80 percent of the shares of First Independent National Bank, Plano, Texas.
-Approved, March 28, 2006 

First Community Corporation, Lexington, South Carolina  -- waiver of application to merge with DeKalb Bankshares, Inc., Camden, in connection with the merger of their subsidiaries, First Community Bank, N.A., Lexington, and The Bank of Camden, Camden.
-Granted, March 31, 2006 

First Liberty Holdings, LLC, Oklahoma City, Oklahoma  -- to become a bank holding company and to acquire Hazelton Bancshares, Inc., Hazelton, Kansas, and its subsidiary, Farmers State Bank, Meno, Oklahoma; and for FLH Management Company, LLC, Oklahoma City, to become a bank holding company with respect to First Liberty Holdings, LLC.
-Withdrawn, March 30, 2006 

First M&F Corporation, Kosciusko, Mississippi  -- to merge with Crockett County Bancshares, Inc., Bells, Tennessee, and thereby acquire Bells Banking Company.
-Approved, March 31, 2006 

First Mid-Illinois Bancshares, Inc., Mattoon, Illinois  -- to acquire Mansfield Bancorp, Inc., Mansfield, and thereby acquire Peoples State Bank of Mansfield.
-Approved, March 31, 2006 

Minier Financial, Inc. Employee Stock Ownership Plan W/401(k) Provisions, Minier, Illinois  -- to become a bank holding company and to acquire between 25 percent and 51 percent of the shares of Minier Financial, Inc. and thereby acquire First Farmers State Bank.
-Approved, March 30, 2006 

Norton Bankshares, Inc., Norton, Kansas  -- waiver of application to merge with First Bancshares of Hoxie, Inc., Hoxie, in connection with the merger of their subsidiaries, First State Bank, Norton, and First National Bank of Hoxie, Hoxie.
-Granted, March 30, 2006 

Silver State Bancorp, Henderson, Nevada  -- termination of a commitment.
-Granted, March 29, 2006 

Stark Bank Group, Ltd., Fort Dodge, Iowa  -- to merge with Pelican Financial, Inc., Ann Arbor, Michigan, and thereby acquire Pelican National Bank, Naples, Florida.
-Approved, March 30, 2006 

Sundance State Bank Profit Sharing and Employee Stock Ownership Plan and Trust, Sundance, Wyoming  -- to increase its ownership from 26.06 percent to 26.73 percent of the shares of Sundance Bankshares, Inc., parent of Sundance State Bank.
-Approved, March 30, 2006 

First Banks, Inc., Hazelwood, Missouri, and The San Francisco Company, San Francisco, California  -- to acquire Pittsfield Community Bancorp, Inc., Pittsfield, Illinois, and Community Bank of Pittsfield; and for First Bank, St. Louis, Missouri, to merge with Community Bank of Pittsfield, Pittsfield, and thereby establish branches.
-Approved, March 30, 2006 

Banco Latinoamericano de Exportaciones, S.A., Panama City, Republic of Panama  -- to establish a representative office in Miami, Florida.
-Approved, March 27, 2006 

Caja de Ahorros del Mediterraneo, Alicante, Spain  -- to establish an agency in Miami, Florida.
-Approved, March 30, 2006 

Bancroft State Bancshares, Inc., Bancroft, Wisconsin  -- to retain control of Bancroft State Bancshares, Inc.
-Permitted, March 28, 2006 

Primebank, Inc., Le Mars, Iowa  -- change in bank control.
-Permitted, March 31, 2006 

Androscoggin Savings Bank, Lewiston, Maine  -- report on competitive factors of the proposed purchase of the Lisbon Falls branch of Northeast Bank, Lewiston.
-Submitted, March 29, 2006 

Arizona Bank & Trust, Mesa, Arizona  -- report on competitive factors of the proposed merger with Bank of the Southwest, Tempe.
-Submitted, March 27, 2006 

Branch Banking and Trust Company, Winston-Salem, North Carolina  -- report on competitive factors of the proposed merger with Main Street Bank, Covington, Georgia.
-Submitted, March 28, 2006 

Cathay Bank, Los Angeles, California  -- report on competitive factors of the proposed merger with Great Eastern Bank, New York, New York.
-Submitted, March 27, 2006 

First Federal Savings and Loan Association of Edwardsville, Edwardsville, Illinois  -- report on competitive factors of the proposed merger with Clover Leaf Bank.
-Submitted, March 28, 2006 

MainSource Bank-Hobart, Greensburg, Indiana, an interim bank  -- report on competitive factors of the proposed merger with H F S Bank, F.S.B., Hobart.
-Submitted, March 29, 2006 

Merchants and Farmers Bank, Kosciusko, Mississippi  -- report on competitive factors of the proposed merger with Bells Banking Company, Bells, Tennessee.
-Submitted, March 29, 2006 

Monadnock Community Bank, Peterborough, New Hampshire  -- report on competitive factors of the proposed merger with Monadnock Interim Banks I, II, and III.
-Submitted, March 28, 2006 

Umpqua Bank, Roseburg, Oregon  -- report on competitive factors of the proposed merger with Western Sierra National Bank, Cameron Park, California; Auburn Community Bank, Auburn; Central California Bank, Sonora; and Lake Community Bank, Lakeport.
-Submitted, March 28, 2006 

Citigroup Inc., New York, New York  -- extension of time for its subsidiaries, Shinbashi Credit Management Company, Ltd., George Town, Cayman Islands, and Azabu Credit Management Company, Ltd., to divest their interests in certain property acquired in settlement of debt previously contracted.
-Granted, March 31, 2006 

Short-term Interest Rates  -- increase in the target for the federal funds rate from 4-1/2 percent to 4-3/4 percent.
-Approved, March 28, 2006