FRB: H.2--Actions under delegated authority--Week ending April 8, 2006

Eastern Michigan Bank, Croswell, Michigan -- to establish a branch at 2970 Gratiot Boulevard, Marysville.
-Approved, April 3, 2006

Fifth Third Bank, Grand Rapids, Michigan -- to establish a branch at 2325 Southlake Mall, Merrillville, Indiana.
-Approved, April 7, 2006

Fifth Third Bank, Grand Rapids, Michigan -- to establish a branch at 161 North Clark Street, Chicago, Illinois.
-Approved, April 7, 2006

Fifth Third Bank, Grand Rapids, Michigan -- to establish a branch at the intersection of Broadway and Addison Streets, Chicago, Illinois.
-Approved, April 7, 2006

Fifth Third Bank, Grand Rapids, Michigan -- to establish a branch at 222 South Riverside Plaza, Chicago, Illinois.
-Approved, April 7, 2006

Fifth Third Bank, Grand Rapids, Michigan -- to establish a branch at 3754 Rochester Road, Troy.
-Approved, April 4, 2006

Fifth Third Bank, Grand Rapids, Michigan -- to establish a branch at 7700 Nemco Way, Brighton.
-Approved, April 4, 2006

Fifth Third Bank, Grand Rapids, Michigan -- to establish a branch at the intersection of Beville Road and Clyde Morris Boulevard, Daytona Beach, Florida.
-Approved, April 4, 2006

Fifth Third Bank, Grand Rapids, Michigan -- to establish a branch at the intersection of Aloma Avenue and Tuskawilla Road, Oviedo, Florida.
-Approved, April 4, 2006

Guaranty Bank and Trust Company, Denver, Colorado -- to establish a branch at 290 Nickel Street, Suite 300, Broomfield.
-Approved, April 5, 2006

Irwin Union Bank and Trust Company, Columbus, Indiana -- to establish a branch at 707 Creekview Drive.
-Withdrawn, April 5, 2006

Placer Sierra Bank, Auburn, California -- to establish a branch at 5 River Park Place West, Fresno.
-Approved, April 6, 2006

Regions Bank, Birmingham, Alabama -- to establish a branch at 3050 Peachtree Road, Northeast, Suite 124, Atlanta, Georgia.
-Approved, April 5, 2006

Regions Bank, Birmingham, Alabama -- to establish a branch at 1405 Sam Walton Boulevard, Bentonville, Arkansas.
-Approved, April 7, 2006

SunTrust Bank, Atlanta, Georgia -- to establish a branch at 2691 Placida Road, Grove City, Florida.
-Approved, April 3, 2006

Susquehanna Bank, Hagerstown, Maryland -- to establish a branch at 801 Norland Avenue, Chambersburg, Pennsylvania.
-Approved, April 5, 2006

Bank Holding Companies

Boston Private Financial Holdings, Inc., Boston, Massachusetts -- to acquire Anchor Capital Holdings LLC and interests in Anchor Capital Advisors LLC and Anchor/Russell Capital Advisors LLC and thereby engage in financial and investment advisory activities.
-Approved, April 5, 2006

Cascade Bancorp, Bend, Oregon -- waiver of application to acquire F&M Holding Company, Boise, Idaho, in connection with the merger of their subsidiaries, Bank of the Cascades, Bend, and Farmers & Merchants State Bank, Boise.
-Granted, April 6, 2006

DBT Financial Corporation, DeWitt, Arkansas -- to merge with Planters & Merchants Bancshares, Inc., Gillett, and thereby acquire Planters & Merchants Bank.
-Approved, April 7, 2006

DS Holding Company, Inc., Omaha, Nebraska -- to become a bank holding company and to acquire DB Holding Company, Inc. and its subsidiary, Omaha State Bank; and election to become a financial holding company.
-Approved, April 6, 2006

First Pryor Bancorp, Inc., Pryor, Oklahoma -- to acquire 10 percent of the shares of Carson River Community Bank, Carson City, Nevada, a de novo bank.
-Withdrawn, April 7, 2006

Mellon Financial Corporation, Pittsburgh, Pennsylvania -- request for an exemption under the Depository Institution Management Interlocks Act and Regulation L.
-Withdrawn, April 3, 2006

Midwest Banc Holdings, Inc., Melrose Park, Illinois -- to acquire Royal American Corporation, Inverness, and Royal American Bank; and for its subsidiary, Midwest Bank and Trust Company, Elmwood Park, to merge with Royal American Bank, Inverness, and thereby establish branches.
-Approved, April 7, 2006

Mountain Commerce Bancorp, Inc., Johnson City, Tennessee -- to become a bank holding company and to acquire Erwin National Bank, Erwin.
-Withdrawn, April 5, 2006

National Bancshares, Inc., Bettendorf, Iowa -- to acquire Metrocorp, Inc., East Moline, Illinois, and Metrobank, National Association, Davenport, Iowa.
-Withdrawn, April 4, 2006

Yadkin Valley Financial Corporation, Elkin, North Carolina -- to become a bank holding company and to acquire Yadkin Valley Bank and Trust Company.
-Approved, April 7, 2006

Bank Mergers

Southside Bank, Tappahannock, Virginia -- to merge with Bank of Northumberland, Inc., Heathsville, and thereby establish a branch.
-Approved, April 7, 2006

Southside Bank, Tappahannock, Virginia -- to merge with Hanover Bank, Mechanicsville, and thereby establish a branch.
-Approved, April 7, 2006

Bank Premises

Somerset Trust Company, Somerset, Pennsylvania -- request to exceed the limit on investment in bank premises.
-Approved, April 7, 2006

Change In Bank Control

HNB Corporation, Arkansas City, Kansas -- change in bank control.
-Permitted, April 4, 2006

Competitive Factors Reports

Camden National Bank, Camden, Maine -- report on competitive factors of the proposed merger with UnitedKingfield Bank, Bangor.
-Submitted, April 5, 2006

The Columbian Bank and Trust Company, Topeka, Kansas -- report on competitive factors of the proposed merger with Keystone Bank, Northwoods, Missouri.
-Submitted, April 4, 2006

Flushing Financial Corp., Flushing, New York -- report on competitive factors of the proposed acquisition of Atlantic Liberty Financial Corp., Brooklyn.
-Submitted, April 7, 2006

TierOne Bank, Lincoln, Nebraska -- report on competitive factors of the proposed purchase of certain assets and assumption of certain liabilities of the Omaha branch of Marine Bank, Wauwatosa, Wisconsin.
-Submitted, April 4, 2006

Extensions Of Time

CheckSpring Community Corporation, Bronx, New York -- extension to July 5, 2006, to become a bank holding company and to acquire CheckSpring Bank, a de novo bank.
-Granted, April 7, 2006

Oswego Community Bank Employee Stock Ownership Plan, Oswego, Illinois -- extension to July 8, 2006, to increase its ownership from 35.98 percent to 51 percent of the shares of Oswego Bancshares, Inc. and thereby acquire Oswego Community Bank.
-Granted, April 6, 2006

International Operations

Trustmark National Bank, Jackson, Mississippi -- to establish a branch in George Town, Grand Cayman, Cayman Islands.
-Approved, April 6, 2006

Membership

Ohio Commerce Bank, Beachwood, Ohio -- to become a member of the Federal Reserve System.
-Approved, April 7, 2006

Old Southern Bank, Clermont, Florida, a de novo bank -- to become a member of the Federal Reserve System.
-Approved, April 5, 2006

Actions under delegated authority

Actions taken during the week ending April 8, 2006

Bank Branches, Domestic