FRB: H.2--Actions under delegated authority--Week ending April 29, 2006

AmSouth Bank, Birmingham, Alabama -- to establish a branch at the intersection of Innsbrooke Boulevard and Shelbyville Highway 231, Murfreesboro, Tennessee.
-Approved, April 24, 2006

Baylake Bank, Sturgeon Bay, Wisconsin -- to establish a branch at 2502 Lineville Road, Green Bay.
-Approved, April 25, 2006

Capital City Bank, Tallahassee, Florida -- to establish a branch at 5200 Newberry Road, Gainesville.
-Approved, April 25, 2006

Compass Bank, Birmingham, Alabama -- to establish a branch at 4115 East Colfax Avenue, Denver, Colorado.
-Approved, April 27, 2006

Fifth Third Bank, Grand Rapids, Michigan -- to establish a branch at 50 East Ontario Street, Chicago, Illinois.
-Approved, April 27, 2006

First Capital Bank, Glen Allen, Virginia -- to establish a branch at 1504 Santa Rosa Road, Suite 102, Richmond.
-Approved, April 28, 2006

First Financial Bank, El Dorado, Arkansas -- to establish a branch at 510 Highway 35 South, Carthage, Mississippi.
-Approved, April 27, 2006

HomeTown Bank, Roanoke, Virginia -- to establish a branch at 13400 Booker T. Washington Highway, Moneta.
-Approved, April 25, 2006

Regions Bank, Birmingham, Alabama -- to establish a branch at 1471 Timberlane Road, Tallahassee, Florida.
-Approved, April 25, 2006

Regions Bank, Birmingham, Alabama -- to establish a branch at 3112 Zelda Road, Montgomery.
-Approved, April 28, 2006

Bank Holding Companies

CitizensAda Financial Corporation, Ada, Oklahoma -- to become a bank holding company and to acquire Citizens Bank of Ada.
-Approved, April 28, 2006

Collegiate Peaks Bancorp, Inc., Denver, Colorado -- to become a bank holding company and to acquire Collegiate Peaks Bank, Buena Vista.
-Withdrawn, April 26, 2006

Evergreen Bancshares, Inc., Two Harbors, Minnesota -- to become a bank holding company and to acquire The Lake Bank.
-Approved, April 26, 2006

The Farmers Bancorp, Frankfort, Indiana, Frankfort, Indiana -- to retain Farmers Bank Reinsurance Co. Ltd.
-Withdrawn, April 25, 2006

FC Holdings, Inc., Houston, Texas -- to acquire Texas National Bancshares, Inc., Tomball, and thereby acquire Tomball Delaware Corporation, Wilmington, Delaware, and its subsidiary, Texas National Bank, Tomball.
-Approved, April 26, 2006

Forstrom Bancorporation, Inc., Clara City, Minnesota -- to acquire Yellow Medicine Bancshares, Inc., Granite Falls, and thereby acquire Yellow Medicine County Bank.
-Approved, April 28, 2006

Indiana Business Bancorp, Indianapolis, Indiana -- to become a bank holding company and to acquire Indiana Business Bank.
-Approved, April 27, 2006

Madison Financial Corporation, Madison, Mississippi -- relief from a commitment.
-Withdrawn, April 27, 2006

Mercantile Bankshares Corporation, Baltimore, Maryland -- waiver of application to merge with James Monroe Bancorp, Inc., Arlington, Virginia.
-Granted, April 26, 2006

Mountain Commerce Bancorp, Inc., Johnson City, Tennessee -- to become a bank holding company and to acquire Erwin National Bank, Erwin.
-Withdrawn, April 25, 2006

NebraskaLand Financial Services, Inc., North Platte, Nebraska -- to acquire 92.5 percent of the shares of Commerce Bank of Wyoming, N.A., Rock Springs, Wyoming, a de novo bank.
-Approved, April 25, 2006

South Georgia Bank Holding Company, Omega, Georgia -- to merge with Community National Bancorporation, Ashburn, and thereby acquire Community National Bank.
-Approved, April 27, 2006

Southwest Capital Holdings, Inc., Fort Myers, Florida -- to become a bank holding company and to acquire Southwest Capital Bank, National Association, a de novo bank.
-Approved, April 28, 2006

Umpqua Holdings Corporation, Portland, Oregon -- waiver of application to acquire Western Sierra Bancorp, Cameron Park, California, and for Western Sierra National Bank, Auburn Community Bank, Auburn, Central California Bank, Sonora, and Lake Community Bank, Lakeport, to merge with Umpqua Bank.
-Granted, April 28, 2006

Bank Mergers

First Community Bank, Emporia, Kansas -- to purchase certain assets and assume certain liabilities of the Emporia branch of State Bank of Kansas, Fredonia, and thereby establish a branch.
-Approved, April 26, 2006

First Financial Banc Corporation, El Dorado, Arkansas -- to acquire Cornerstone Bank, Senatobia, Mississippi; and for First Financial Bank, El Dorado, Arkansas, to merge with Cornerstone Bank and retain the acquired facilities as branches.
-Approved, April 27, 2006

Johnson Bank, Racine, Wisconsin -- to merge with Johnson Bank Arizona, National Association, Phoenix, Arizona, and thereby establish branches.
-Approved, April 26, 2006

Banks, Nonmember, And Miscellaneous Institutions

NYCE Corporation, Woodcliff Lake, New Jersey -- relief from certain commitments.
-Granted, April 27, 2006

Change In Bank Control

The Bridger Company, Bridger, Montana -- change in bank control.
-Permitted, April 28, 2006

City Bancshares, Inc., Natchitoches, Louisiana -- to retain control of City Bancshares, Inc.
-Permitted, April 26, 2006

Wilburton State Bancshares, Inc., Wilburton, Oklahoma -- change in bank control.
-Permitted, April 26, 2006

Competitive Factors Reports

Farmers and Merchants Trust Company of Chambersburg, Chambersburg, Pennsylvania -- report on competitive factors of the proposed merger with The Fulton County National Bank and Trust Company, McConnellsburg.
-Submitted, April 24, 2006

First Financial Bank and Trust Co., Plaquemine, Louisiana -- report on competitive factors of the proposed merger with First Financial Trust Company, Irving, Texas.
-Submitted, April 25, 2006

First National Bank, Independence, Kansas -- report on competitive factors of the proposed merger with Olathe State Bank, Olathe, Colorado.
-Submitted, April 27, 2006

Northeast Community Bancorp, Inc., White Plains, New York -- report on competitive factors of the proposed mergers of Northeast Community Interim Federal Savings Bank and Northeast Community MHC Interim Federal Savings Bank with Northeast Community Bank, New York.
-Submitted, April 25, 2006

Extensions Of Time

The Adirondack Trust Company Employee Stock Ownership Trust, Saratoga Springs, New York -- extension to July 28, 2006, to acquire additional shares of 473 Broadway Holding Corporation and of The Adirondack Trust Company.
-Granted, April 27, 2006

Arvest Bank, Fayetteville, Arkansas -- extension to June 30, 2006, to establish a branch at 1107 South Rogers Street, Clarksville.
-Granted, April 28, 2006

Virginia Commerce Bank, Arlington, Virginia -- extension to October 28, 2006, to establish a branch at 9161 Liberia Avenue, Manassas.
-Granted, April 25, 2006

Financial Holding Companies

CitizensAda Financial Corporation, Ada, Oklahoma -- election to become a financial holding company.
-Effective, April 28, 2006

Membership

Citizens Bank of Oklahoma, Pawhuska, Oklahoma -- to become a member of the Federal Reserve System.
-Approved, April 24, 2006

Actions under delegated authority

Actions taken during the week ending April 29, 2006

Bank Branches, Domestic