Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 12
Federal Reserve Bank of: San Francisco

Filings received during the week ending May 13, 2006

Filer

Filing Type

Filing Proposal

End of Comment Period

AMERICAN PREMIER BANCORP

CIC

Notice by the Sun Group, consisting of John Chung-Yuan Sun, Judy Chen-Mei Sun, Rancho Palos Verdes, California, and Jaclyn Chen-Hoa Sun, New York, New York, to retain 11.4 percent ownership of American Premier Bancorp, and thereby indirectly retain ownership in American Premier Bank, both of Arcadia, California.

Newspaper:	04/04/2006
Federal Register:	04/06/2006

FARMERS AND MERCHANTS BANK OF LONG BEACH

Premises
* Branch

Farmers & Merchants Bank of Long Beach, Long Beach, California, to establish two branch facilities to be located at: 501 North El Camino Real, Suite 100, San Clemente, California, and 2891 Park Avenue, Tustin, California, and to increase its investment in bank premises.

Newspaper:	04/22/2006
Federal Register:	Not applicable

HOME VALLEY BANK

* Branch

Home Valley Bank, Grants Pass, Oregon, to establish a branch facility at 5080 Monument Drive, Grants Pass, Oregon.

Newspaper:	05/12/2006
Federal Register:	Not applicable

SAN JOAQUIN BANCORP

3A1

San Joaquin Bancorp to become a bank holding company by acquiring 100 percent of San Joaquin Bank, both of Bakersfield, California.

Newspaper:	Not applicable
Federal Register:	Not applicable

SILVER STATE BANCORP

* 3A3

Silver State Bancorp, Hendeson, Nevada, to acquire 100 percent of Choice Bank, Scottsdale, Arizona.

Newspaper:	06/08/2006
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 12 Federal Reserve Bank of: San Francisco

Filings received during the week ending May 13, 2006

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 12
Federal Reserve Bank of: San Francisco