FRB: H.2--Actions under delegated authority--Week ending May 27, 2006

Bank of Saint Petersburg, Tampa, Florida -- to establish a branch at 135 West Bay Street, Jacksonville.
-Approved, May 24, 2006

The Callaway Bank, Fulton, Missouri -- to establish a branch at 5600 Bull Run Drive, Columbia.
-Approved, May 24, 2006

Comerica Bank, Detroit, Michigan -- to establish a branch at 329 North Park Avenue, Suite 150, Winter Park, Florida.
-Withdrawn, May 22, 2006

Compass Bank, Birmingham, Alabama -- to establish a branch at 3003 North Central Avenue, Phoenix, Arizona.
-Approved, May 25, 2006

Fifth Third Bank, Grand Rapids, Michigan -- to establish a branch at 8600 Lee Vista Boulevard, Orlando, Florida.
-Approved, May 26, 2006

Fifth Third Bank, Grand Rapids, Michigan -- to establish a branch at the corner of Old McColloch and North Tanner Roads, Orlando, Florida.
-Approved, May 26, 2006

Fifth Third Bank, Grand Rapids, Michigan -- to establish a branch at 5930 West 86th Street, Indianapolis, Indiana.
-Approved, May 26, 2006

First Charter Bank, Charlotte, North Carolina -- to establish a branch at the corner of N.C. Highway 73 and Shiloh Church Road, Kannapolis.
-Approved, May 24, 2006

Johnson Bank, Racine, Wisconsin -- to establish a branch at 5600 North Lake Shore Drive, Whitefish Bay.
-Approved, May 26, 2006

Plaza Park State Bank, Waite Park, Minnesota -- to establish a branch at Northwest Professional Center, 2351 Connecticut Avenue, Sartell.
-Approved, May 22, 2006

Bank Holding Companies

Alpha Bancorp, Inc., Chicago, Illinois -- to acquire Community Bank of DuPage, Westmont, a de novo bank.
-Approved, May 24, 2006

BancorpSouth, Inc., Tupelo, Mississippi -- waiver of application to acquire First Kensington Bank, Spring Hill, Florida.
-Granted, May 25, 2006

Citizens National Corporation, Paintsville, Kentucky -- to acquire Heritage Bank of Ashland, Inc., Ashland.
-Approved, May 22, 2006

G.N. Bankshares, Inc., Girard, Kansas -- waiver of application to acquire Valley State Investments, Inc., Lamar, Colorado, and Valley State Bank in connection with the merger of Valley State Bank and The Girard National Bank, Girard, Kansas.
-Granted, May 24, 2006

Nara Bancorp, Inc., Los Angeles, California, and Nara Bank -- request for an exemption under the Depository Institutions Management Interlocks Act and Regulation L.
-Granted, May 22, 2006

Pedcor Capital, LLC, Carmel, Indiana -- to become a bank holding company and to acquire Pedcor Bancorp and International City Bank, National Association, Long Beach, California.
-Returned, May 23, 2006

Quay Bank Corp., Albuquerque, New Mexico -- to become a bank holding company and to acquire High Desert State Bank.
-Withdrawn, May 24, 2006

Tonganoxie Bankshares, Inc., Tonganoxie, Kansas -- to engage in lending activities.
-Approved, May 26, 2006

Bank Premises

Old Second Bank-Yorkville, Yorkville, Illinois -- to invest in bank premises.
-Withdrawn, May 25, 2006

Banks, State Member

First Farmers and Merchants Bank, Columbia, Tennessee -- transfer agent registration.
-Approved, May 26, 2006

Change In Bank Control

First National Bancshares of Central Alabama, Inc., Aliceville, Alabama -- change in bank control.
-Permitted, May 23, 2006

Southeastern Bank Financial Corporation, Augusta, Georgia -- to retain control of Southeastern Bank Financial Corporation.
-Permitted, May 24, 2006

Competitive Factors Reports

ACB Bank, Cherokee, Oklahoma -- report on competitive factors of the proposed purchase of certain assets and assumption of certain liabilities of the Waukomis branch of First State Bank, Waukomis.
-Submitted, May 22, 2006

American United Bank, Lawrenceville, Georgia -- report on competitive factors of the proposed merger with AUB Interim Corporation.
-Submitted, May 22, 2006

The Bank of Beaver City, Beaver, Oklahoma -- report on competitive factors of the proposed merger with The State Bank, Winfield, Kansas.
-Submitted, May 24, 2006

Citizens National Corporation, Paintsville, Kentucky -- report on competitive factors of the proposed acquisition of Heritage Bank of Ashland, Inc., Ashland.
-Submitted, May 23, 2006

First National Bank, Goodland, Kansas -- report on competitive factors of the proposed merger with The First National Bank of Mount Vernon, Mount Vernon, Missouri.
-Submitted, May 22, 2006

Gorham Bancorp, MHC, Gorham, Maine -- report on competitive factors of the proposed merger of Gorham Savings Bank and Gorham Interim Two Savings Bank in connection with the reorganization as a mutual holding company.
-Submitted, May 22, 2006

Heritage Bank, Hopkinsville, Kentucky -- report on competitive factors of the proposed purchase of certain assets and assumption of certain liabilities of four Tennessee branches of AmSouth Bank, Birmingham, Alabama.
-Submitted, May 25, 2006

Lake Area National Bank, Trinity, Texas -- report on competitive factors of the proposed merger with LANB Interim National Bank, Sugar Land.
-Submitted, May 23, 2006

Northwest Federal Savings Bank, Spencer, Iowa -- report on competitive factors of the proposed merger with Gateway Savings Bank, Ankeny.
-Submitted, May 22, 2006

Security Bank of Kansas City, Kansas City, Kansas -- report on competitive factors of the proposed purchase of certain assets and assumption of certain liabilities of the branch of Bank Midwest, National Association, Kansas City, Missouri, located on Minnesota Avenue, Kansas City, Kansas.
-Submitted, May 22, 2006

West Coast Bank, Lake Oswego, Oregon -- reports on competitive factors of the proposed merger with Mid-Valley Bank, Woodburn, and of the proposed acquisition by Bank of the Pacific, Aberdeen, Washington, of certain deposits of WCB Interim Bank, Lake Oswego, Oregon.
-Submitted, May 24, 2006

Extensions Of Time

Iowa State Bank, Wapello, Iowa -- extension to August 23, 2006, to establish a branch at 1403 South Roosevelt Avenue, Burlington.
-Granted, May 22, 2006

Peoples Bancshares of TN, Inc., Madisonville, Tennessee -- extension to September 3, 2006, to become a bank holding company and to acquire Peoples Bank of East Tennessee.
-Granted, May 25, 2006

Sky Bank, Salineville, Ohio -- extension to June 22, 2006, to establish a branch at Bexley Financial Center, 2631 East Main Street, Bexley.
-Granted, May 24, 2006

Sky Financial Group, Inc, Bowling Green, Ohio -- extension to August 24, 2006, to acquire up to 9.99 percent of the shares of LNB Bancorp, Lorain.
-Granted, May 23, 2006

Actions under delegated authority

Actions taken during the week ending May 27, 2006