Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 2
Federal Reserve Bank of: New York

Filings received during the week ending July 8, 2006

Filer

Filing Type

Filing Proposal

End of Comment Period

HSBC HOLDINGS PLC

* 3A3

HSBC Holdings plc, HSBC Overseas Holdings (UK) Limited, both of London, United Kingdom, HSBC North America Inc., Buffalo, New York, HSBC Investments (North America) Inc., Wilmington, Delaware, HSBC North America Holdings Inc., Prospect Heights, Illinois, and HSBC USA Inc., New York, New York, propose to acquire a new insured and full-service bank pursuant to Section 3(a)(3) of the Bank Holding company Act of 1956 as amended,by establishing a national bank to be named HSBC National Bank USA in Bethesda, Maryland.

Newspaper:	Not available
Federal Register:	08/04/2006

MACQUARIE BANK LIMITED

FBSEA

Macquarie Bank Ltd., Sydney, Australia, to establish one additional representative office in San Francisco, California, pursuant to Section 211.24(a)(2)(i)(B)(3) of Regulation K.

Newspaper:	Not available
Federal Register:	Not applicable

NRW.BANK

4c8

NRW.Bank and WestLB Beteiligungsholding GmbH, both of Dusseldorf, Germany (collectively, the "Notificants"), to continue to engage indirectly in extending credit and servicing loans and acting as a financial or investment advisor, pursuant to Section 4(c)(8) of the Bank Holding Company Act of 1956, as amended, and Sections 225.28(b)(1) and 225.28(b)(6) of Regulation Y. These activities are conducted through certain joint ventures of HSH Nordbank AG, Hamburg, Germany, a subsidiary of the Notificants.

Newspaper:	Not applicable
Federal Register:	07/25/2006

TORONTO-DOMINION BANK, THE

* 3A5
* 3A3

The Toronto-Dominion Bank, Toronto, Ontario, Canada, and TD Banknorth Inc., Portland, Maine, propose to acquire 100 percent of the voting shares of Interchange Financial Services Corporation, the parent company of Interchange Bank, both of Saddle Brook, New Jersey, pursuant to Sections 3(a)(3) and 3(a)(5) of the Bank Holding Company Act, and Section 225.15 of Regulation Y.

Newspaper:	07/15/2006
Federal Register:	07/28/2006

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 2 Federal Reserve Bank of: New York

Filings received during the week ending July 8, 2006

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 2
Federal Reserve Bank of: New York