FRB: H.2--Actions under delegated authority--Week ending July 15, 2006

Bank 7, Medford, Oklahoma -- to establish a branch at 1003 Oklahoma Avenue, Woodward.
-Approved, July 10, 2006

Bryn Mawr Trust Company, Bryn Mawr, Pennsylvania -- to establish a branch at 849 Paoli Pike, West Chester.
-Approved, July 14, 2006

Comerica Bank, Detroit, Michigan -- to establish a branch at 1600 Research Forest Drive, Shenandoah, Texas.
-Approved, July 13, 2006

Fifth Third Bank, Cincinnati, Ohio -- to establish a limited-service branch at 1800 Riverside Drive, Columbus.
-Approved, July 14, 2006

Fifth Third Bank, Grand Rapids, Michigan -- to establish a branch at 2707 South 11th Street, Niles.
-Approved, July 14, 2006

First State Bank, Picher, Oklahoma -- to establish a branch at 102 North Mickey Mantle Boulevard, Commerce.
-Approved, July 13, 2006

IBERIABANK, Lafayette, Louisiana -- to establish a branch at 1300 Oliver Road, Monroe.
-Approved, July 13, 2006

Lake Forest Bank & Trust Company, Lake Forest, Illinois -- to establish a branch at 1801 Sheridan Road, North Chicago.
-Approved, July 10, 2006

Pacific State Bank, Stockton, California -- to establish a branch at 501 West Kettleman Lane, Lodi.
-Approved, July 13, 2006

RBC Centura Bank, Rocky Mount, North Carolina -- to establish a branch at 531 South Main Street, Suite 100, Greenville, South Carolina.
-Approved, July 13, 2006

RBC Centura Bank, Rocky Mount, North Carolina -- to establish a branch at 125 Perimeter Center West, Atlanta, Georgia.
-Approved, July 13, 2006

RBC Centura Bank, Rocky Mount, North Carolina -- to establish a branch at 2743 Chastain Meadows Parkway, Marietta, Georgia.
-Approved, July 13, 2006

RBC Centura Bank, Rocky Mount, North Carolina -- to establish a branch at 4408 Cobb Parkway, Acworth, Georgia.
-Approved, July 13, 2006

RBC Centura Bank, Rocky Mount, North Carolina -- to establish a branch at 3764 Old Norcross Road, Duluth, Georgia.
-Approved, July 13, 2006

SunTrust Bank, Atlanta, Georgia -- to establish branches at 17650 Northwest Second Avenue, Miami Gardens, Florida; and 375 Kings Highway, Port Charlotte.
-Approved, July 13, 2006

Bank Holding Companies

Adam Bank Group, Inc., Ocala, Florida -- to become a bank holding company and to acquire at least 89 percent of the shares of American Momentum Bank, Tampa (in organization).
-Approved, July 13, 2006

Allied Irish Banks, p.l.c., Dublin, Ireland -- to engage de novo through its subsidiary, Goodbody Securities, Inc., New York, New York, in securities brokerage and private placement activities in the United States.
-Approved, July 13, 2006

Concord Place, Inc., Nassau, The Bahamas -- to become a bank holding company and to acquire Los Angeles National Bank, Buena Park, California.
-Approved, July 14, 2006

Crescent Financial Corporation, Cary, North Carolina -- to acquire Port City Capital Bank, Wilmington.
-Approved, July 13, 2006

First Community Financial Partners, Inc., Joliet, Illinois -- to become a bank holding company and to acquire First Community Bank of Joliet and engage de novo in lending activities.
-Approved, July 14, 2006

Gorham Bancorp, MHC, Gorham, Maine, and Gorham Bancorp Inc. -- to become a mutual bank holding company and a stock bank holding company, respectively, and to acquire Gorham Savings Bank.
-Approved, July 10, 2006

Hometown Community Bancorp, Inc., Morton, Illinois -- waiver of application to merge with Manito Bank Services, Inc., Manito, and thereby acquire Peoples State Bank and simultaneously the merger of Peoples State Bank with Morton Community Bank, Morton.
-Granted, July 14, 2006

Hunter Holding Company, Hunter, North Dakota -- to merge with Streeter Insurance Agency, Inc., Streeter, and thereby acquire State Bank of Streeter; and to engage in general insurance agency activities in a town with a population of less than 5,000.
-Approved, July 12, 2006

MB Financial, Inc., Chicago, Illinois -- to merge with First Oak Brook Bancshares, Inc., Oak Brook, and thereby acquire Oak Brook Bank.
-Approved, July 13, 2006

MCB Financial Group, Inc., Carrollton, Georgia -- relief from a commitment.
-Granted, July 14, 2006

Mountain Commerce Bancorp, Inc., Johnson City, Tennessee -- to become a bank holding company and to acquire Erwin National Bank, Erwin.
-Approved, July 11, 2006

NRBC Holding Corporation, Chicago, Illinois -- to become a bank holding company and to acquire The National Republic Bank of Chicago.
-Withdrawn, July 10, 2006

Potomac Virginia Bancorp, Fairfax, Virginia -- to become a bank holding company and to acquire Potomac Bank of Virginia.
-Approved, July 11, 2006

Riverside Banking Company, Fort Pierce, Florida -- to merge with First Community Bank Holding Company, Debary, and thereby acquire First Community Bank.
-Approved, July 13, 2006

Security Bank Corporation, Macon, Georgia, and SBKC Interim Bank -- to acquire Homestead Bank, Suwanee, through the merger of Homestead Bank with SBKC Interim Bank, subsequently to be known as Security Bank of Gwinnett County.
-Approved, July 13, 2006

Silver State Bancorp, Henderson, Nevada -- to acquire Choice Bank, Scottsdale, Arizona.
-Approved, July 10, 2006

Sterling Financial Corporation, Lancaster, Pennsylvania -- waiver of application to acquire Bay Net Financial, Inc., Bel Air, Maryland, and simultaneously merge Bay Net a Community Bank with First National Bank of North East, North East.
-Granted, July 14, 2006

United Bancorporation of Wyoming, Inc., Jackson, Wyoming -- to acquire United Bank of Idaho, Driggs, Idaho, a de novo bank, and for United Bank of Idaho to become a member of the Federal Reserve System.
-Approved, July 12, 2006

Webster Financial Corporation, Waterbury, Connecticut -- waiver of application to merge with NewMil Bancorp, Inc., New Milford, and the simultaneous merger of NewMil Bank with Webster Bank, Waterbury.
-Returned, July 14, 2006

Bank Mergers

First American Bank, Fort Dodge, Iowa -- to merge with Waukee State Bank, Waukee, and establish a branch at its existing location; and waiver of application for Stark Bank Group, Ltd., Fort Dodge, to merge with Commerce Bancshares, Inc., Waukee, and thereby acquire Waukee State Bank.
-Approved, July 14, 2006

Banks, Foreign

UBS AG, Zurich, Switzerland -- waiver of remainder of notification period to establish a limited branch in New York, New York.
-Granted, July 14, 2006

Change In Bank Control

Algiers Bancorp, Inc., Baton Rouge, Louisiana -- change in bank control.
-Permitted, July 13, 2006

Leighton Investment Company, Pella, Iowa -- to retain control of Leighton Investment Company.
-Permitted, July 13, 2006

Northpointe Bancshares, Inc., Grand Rapids, Michigan -- change in bank control.
-Permitted, July 14, 2006

United Capital Bancshares, Inc., Wyandotte, Oklahoma -- change in bank control.
-Permitted, July 11, 2006

Competitive Factors Reports

Bradford Bank, Baltimore, Maryland -- report on competitive factors of the proposed assumption of certain deposit liabilities of the Ellicott City branch of American Bank, Silver Spring.
-Submitted, July 13, 2006

Carver Federal Savings Bank, New York, New York -- report on competitive factors of the proposed acquisition of Community Capital Bank, Brooklyn.
-Submitted, July 12, 2006

Choice Bank, Scottsdale, Arizona -- report on competitive factors of the proposed merger with CB Interim Bank, Phoenix.
-Submitted, July 10, 2006

Citigroup Inc., New York, New York -- report on competitive factors of the proposed internal corporate reorganization in connection with the merger of various of its subsidiaries.
-Submitted, July 10, 2006

Farmers State Bank of Breckenridge, Breckenridge, Michigan -- report on competitive factors of the proposed merger with The Farwell State Savings Bank, Farwell.
-Submitted, July 10, 2006

The Hemisphere National Bank, Miami, Florida -- report on competitive factors of the proposed acquisition of assets and assumption of liabilities of Pinebank, National Association.
-Submitted, July 10, 2006

JPMorgan Chase Bank, National Association, Columbus, Ohio -- report on competitive factors of the proposed assumption of certain deposit liabilities of Chase Bank USA, National Association, Newark, Delaware.
-Submitted, July 14, 2006

The Juniata Valley Bank, Mifflintown, Pennsylvania -- report on competitive factors of the proposed purchase of assets and assumption of liabilities of the Richfield branch of Mifflinburg Bank and Trust Company.
-Submitted, July 10, 2006

MB Financial Bank, National Association, Chicago, Illinois -- report on competitive factors of the proposed merger with Oak Brook Bank, Oak Brook.
-Submitted, July 13, 2006

Orangeburg National Bank, Orangeburg, South Carolina -- report on competitive factors of the proposed mergers with Bank of Ridgeway, Ridgeway; Sumter National Bank, Sumter; and Florence National Bank, Florence.
-Submitted, July 12, 2006

People's Community State Bank, Doniphan, Missouri -- report on competitive factors of the proposed purchase of assets and assumption of deposit liabilities of the Ellington branch of First State Community Bank, Farmington.
-Submitted, July 14, 2006

The Peoples National Bank of McLeansboro, McLeansboro, Illinois -- report on competitive factors of the proposed purchase of certain assets and assumption of certain deposit liabilities of the Effingham branch of Hickory Point Bank and Trust, FSB, Decatur.
-Submitted, July 12, 2006

U.S. Bancorp, Minneapolis, Minnesota -- report on competitive factors of the proposed acquisition of Vail Banks, Inc., Avon, Colorado.
-Submitted, July 10, 2006

United Bank of Iowa, Ida Grove, Iowa -- report on competitive factors of the proposed merger with First Bank and Trust Company, Glidden.
-Submitted, July 12, 2006

Extensions Of Time

Southwest Bank of St. Louis, St. Louis, Missouri -- extension to October 27, 2006, to establish a branch at Winghaven Boulevard and Technology Drive, O'Fallon.
-Granted, July 14, 2006

Actions under delegated authority

Actions taken during the week ending July 15, 2006