Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 9
Federal Reserve Bank of: Minneapolis

Filings received during the week ending October 14, 2006

Filer

Filing Type

Filing Proposal

End of Comment Period

COMMERCIAL BANCSHARES, INC.

CIC

Eric W. Hilgenberg Living Trust, Eric W. Hilgenberg and Jennifer J. Hilgenberg, as individuals and trustees, Rosemount, Minnesota, Walter W. Hilgenberg, Prior Lake, Minnesota, as a group acting in concert; and Stuart A. Voigt, Apple Valley, Minnesota, as an individual, to gain control of Commercial Bancshares, Inc., Bloomington, Minnesota.

Newspaper:	Not available
Federal Register:	11/01/2006

DACOTAH BANK

* 18C
* Branch

Dacotah Bank, Aberdeen, South Dakota, proposes to purchase the assets and assume the liabilities of the Brookings, South Dakota, branch of BankFirst, Sioux Falls, South Dakota, and incident thereto establish a branch at 425 22nd Avenue South, Brookings, South Dakota.

Newspaper:	Not available
Federal Register:	Not applicable

Heywood Bancshares, Inc.

* 3A1

Heywood Bancshares, Inc., Northfield, Minnesota, to become a bank holding company by acquiring 100 percent of The First National Bank of Northfield, Northfield, Minnesota.

Newspaper:	Not available
Federal Register:	11/09/2006

SUPERIOR NATIONAL BANC HOLDING COMPANY

CIC

Retroactive change in control notice by Katherine Anne Gray, Superior, Wisconsin, to acquire 25 percent or more of the shares of Superior National Banc Holding Company, Superior, Wisconsin, and thereby indirectly acquire Superior Bank, Superior, Wisconsin.

Newspaper:	10/23/2006
Federal Register:	10/24/2006

UNITED BANCORPORATION

* 3A5

United Bancorporation, Osseo, Wisconsin, to merge with Midwest Bancorporation, Billings, Montana.

Newspaper:	Not available
Federal Register:	11/09/2006

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 9 Federal Reserve Bank of: Minneapolis

Filings received during the week ending October 14, 2006

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 9
Federal Reserve Bank of: Minneapolis