Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending November 25, 2006

Filer

Filing Type

Filing Proposal

End of Comment Period

COMMUNITY BANCSHARES OF KANSAS, INC.

* 3A1

Community Bancshares of Kansas, Inc., Goff, Kansas, to become a bank holding company through the acquisition of 100 percent of the voting shares of Nemaha Investment Company, Inc., Merriam, Kansas, parent of First State Bank of Goff, Goff, Kansas.

Newspaper:	Not available
Federal Register:	12/04/2006

COMMUNITY BANKS OF COLORADO

* Branch

Community Banks of Colorado, Greenwood Village, Colorado, to establish branches at 2460 F Road, Space 2, Grand Junction, Colorado; and at 100 West Colorado Avenue, Unit C, Telluride, Colorado.

Newspaper:	12/18/2006
Federal Register:	Not applicable

COMMUNITY BANKSHARES, INC.

* 3A3

Community Bankshares, Inc., Greenwood Village, Colorado, to acquire 100 percent of the voting shares of Citizens Financial Corporation, parent of Citizens State Bank of Cortez, both in Cortez, Colorado.

Newspaper:	Not available
Federal Register:	12/26/2006

INVESTMENT OPTS, LLC

* 3A1

Investment Opts, LLC, Wray, Colorado, to become a bank holding company through the acquisition of 60 percent of the voting shares of FarmBank Holding, Inc., parent of First FarmBank (in organization), both in Greeley, Colorado. FarmBank Holding, Inc., to become a bank holding company through the acquisition of 100 percent of the voting shares of First FarmBank (in organization), both in Greeley, Colorado.

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for First Quarter of 2007 (January 1, 2007 - March 31, 2007)

Institution	Location
1ST BK	EVANSTON, WYOMING
BANK OF BENNINGTON	BENNINGTON, NEBRASKA
BANK OF CHEROKEE CTY	HULBERT, OKLAHOMA
BANK OF KREMLIN	KREMLIN, OKLAHOMA
BANK OF NEWMAN GROVE	NEWMAN GROVE, NEBRASKA
BUTTE ST BK	BUTTE, NEBRASKA
CITIZENS BK	VELMA, OKLAHOMA
EXCHANGE B&TC	PERRY, OKLAHOMA
FIRST BETHANY BK & TR	BETHANY, OKLAHOMA
FIRST CMNTY BK	TAOS, NEW MEXICO
FIRST ST BK	ANADARKO, OKLAHOMA
SOLUTIONSBANK	OVERLAND PARK, KANSAS

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending November 25, 2006

Availability of CRA Public Evaluations

CRA Examinations scheduled for First Quarter of 2007 (January 1, 2007 - March 31, 2007)

District: 10
Federal Reserve Bank of: Kansas City