Actions under delegated authority

Ameristate Bank, Atoka, Oklahoma  -- to establish a branch at 2009 Independence Drive, Sherman, Texas, and increase its investment in bank premises.
-Approved, January 5, 2007 

First Bank, St. Louis, Missouri  -- to establish a branch at 20 North Clark Street, Suite 100, Chicago, Illinois.
-Approved, January 4, 2007 

First Bank, St. Louis, Missouri  -- to establish a branch at 200 Mattes Avenue, Vandalia, Illinois.
-Approved, January 4, 2007 

First State Bank, Picher, Oklahoma  -- to establish a branch at 101 North Mickey Mantle Boulevard, Commerce.
-Approved, January 5, 2007 

IBERIABANK, Lafayette, Louisiana  -- to establish a branch at 2635 Veterans Memorial Drive, Abbeville.
-Approved, January 4, 2007 

RBC Centura Bank, Raleigh, North Carolina  -- to establish a branch at 3685 Dallas Highway, Marietta, Georgia.
-Approved, January 5, 2007 

RBC Centura Bank, Raleigh, North Carolina  -- to establish a branch at 293 Pharr Road, Atlanta, Georgia.
-Approved, January 5, 2007 

Susquehanna Patriot Bank, Marlton, New Jersey  -- to establish a branch at Second Avenue, Route 29, Collegeville, Pennsylvania.
-Approved, January 2, 2007 

Banca Intesa S.p.A., Milan, Italy  -- request for a temporary exemption to engage in certain nonbanking activities in the United States as a result of its proposed merger with Sanpaolo IMI S.p.A., Turin.
-Granted, December 21, 2006  (AC)

Brand Group Holdings, Inc., Lawrenceville, Georgia  -- to engage in mortgage lending activities through indirect ownership of 51 percent of Mortgage Group, LLC, in connection with the proposal of The Brand Banking Company to make a 51 percent investment in Brand Mortgage Group, LLC.
-Withdrawn, January 2, 2007 

Columbian Financial Corporation, Overland Park, Kansas  -- to acquire The Bank, Weatherford, Texas
-Withdrawn, January 5, 2007 

First Independent Bancorp, Inc., Chickasha, Oklahoma  -- to acquire Cyril State Bank, Cyril.
-Approved, January 4, 2007 

The First National Bank in Wadena Employee Stock Ownership Plan and Trust, Wadena, Minnesota  -- to become a bank holding company and to acquire 29.6 percent of the shares of FNB Acquisition Holding Corporation; for FNB Acquisition Holding Corporation to become a bank holding company and to acquire The First National Agency of Wadena, Inc. and thereby acquire The First National Bank in Wadena; and for the two bank holding companies to engage, through The First National Agency of Wadena, Inc., in insurance agency activities in a town with a population not exceeding 5,000.
-Approved, January 3, 2007 

Full Service Insurance Agency, Inc., Buxton, North Dakota  -- to engage de novo in the activity of making loans and holding notes.
-Approved, January 5, 2007 

Guardian Bancshares, Inc., Sylacauga, Alabama  -- to become a bank holding company and to acquire Alabama Trust Bank, National Association; and for Alabama Trust Bank, National Association to merge with Alabama Trust Interim National Bank.
-Approved, January 5, 2007 

LINCO Bancshares, Inc., Clayton, Missouri  -- to become a bank holding company and to acquire Centennial Bancshares Corporation, Elsberry, and thereby acquire Bank of Lincoln County.
-Approved, January 5, 2007 

Mackey Banco, Inc., Ansley, Nebraska  -- to engage in general insurance activities through the acquisition of Ansley Agency, Inc.
-Approved, January 4, 2007 

MS Financial, Inc., Kingwood, Texas  -- to become a bank holding company and to acquire Main Street Bank.
-Approved, January 5, 2007 

Oakland Financial Services, Inc., Oakland, Iowa  -- to acquire Southwest Company, Sidney, and its subsidiary, First Community Bank, and thereby engage in the operation of a savings association; and to acquire Otoe County Bancorporation, Inc., Nebraska City, Nebraska, and its subsidiary, Otoe County Bank & Trust Company.
-Approved, January 5, 2007 

TriState Capital Holdings, Inc., Pittsburgh, Pennsylvania  -- to acquire TriState Capital Bank, a de novo bank, and to become a bank holding company.
-Approved, January 5, 2007 

Farmers Bank of Lincoln, Lincoln, Missouri  -- to increase its investment in bank premises.
-Approved, January 3, 2007 

Banca Intesa S.p.A., Milan, Italy  -- request to proceed with the merger with Sanpaolo IMI S.p.A., Turin, before Board action on Banca Intesa's application to establish an office in the United States.
-Approved, December 21, 2006  (AC)

SmartBank, Pigeon Forge, Tennessee, a de novo bank  -- to become a member of the Federal Reserve System.
-Approved, January 3, 2007 

Federal Open Market Committee  -- minutes of the meeting on December 12, 2006.
-Published, January 3, 2007